When you decide to get a credit card, it’s a crucial moment. And once you have applied for a credit card, tracking the status of your application is equally important. After all, this way, you stay informed about its progress. Now, when we talk about HDFC Bank, one of India’s top banks, it offers many ways to check the status of your credit card application. Yes, you’re reading it right. But fret not even if you’re unaware.
Thus, this article will guide you through both online and offline methods to check HDFC Credit Card Application Status. No matter whether you prefer digital or in-person tracking, HDFC Bank has streamlined the process to make it as quick as possible. So, give this article a quick read.
How To Check and Track HDFC Credit Card Application Status Online
For those who prefer the ease of online tracking, HDFC Bank offers various options to check the status of your credit card application.
These methods give you information quickly and from the comfort of your home or office.
#1. Track your HDFC Credit Card Status With the Application Reference Number
- Open the official HDFC Bank website and navigate to the credit card application status section.
- Provide the unique reference number given to you at the time of your application.
- Click on the submit or check status button.
- The status of your credit card application will be displayed on the screen.
#2. How to Check your HDFC Credit Card Status With the Application Form Number
- Access the HDFC Bank’s official website and locate the credit card section.
- Enter the form number you received during your application process.
- After entering the form number, click on the submit button to proceed.
- Your application status will be shown on the screen, providing you with the latest updates.
#3. How to Check your HDFC Credit Card Status With Your Date of Birth
- Navigate to the HDFC Bank’s credit card application status page.
- Input your date of birth in the required format.
- Enter any other requested information, such as your registered mobile number or email address.
- Click on the check status button to see your application’s current status.
#4. How to Check your HDFC Credit Card Status With the AirWay Bill Number
- Open the HDFC Bank website and go to the credit card application status section.
- Provide the AirWay Bill (AWB) number sent to you when your credit card was dispatched.
- Click on the submit or check status button.
- The system will display the current location and status of your credit card.
Offline Ways to Track HDFC Credit Card Application Status
For those who prefer personal interaction or do not have easy access to the internet, HDFC Bank also has offline ways to track your credit card application status. These methods ensure that you can stay updated even without digital access.
Track HDFC Credit Card Application Status By Visit the Nearest Branch
- Use the HDFC Bank branch locator tool on their website or find the nearest branch manually.
- Go to the branch during working hours.
- Speak to a bank representative and provide them with your application reference number or any other identification details they may require.
- The representative will check the status of your application and inform you accordingly.
Track HDFC Credit Card Application Status By Contact Customer Support
- Call the customer support number provided on the HDFC Bank website.
- Answer the security questions to verify your identity.
- Give your application reference number or other necessary details to the customer support representative.
- The representative will provide you with the latest status of your credit card application.
Potential HDFC Credit Card Application Statuses
When you check the status of your HDFC credit card application, you may see various status updates. Now, each indicates a different stage in the processing of your application.
- In Progress: This status means that your application is still under review and the bank is verifying the details provided. It indicates that the application process is ongoing.
- Approved: An approved status indicates that your credit card application has been successfully processed, and the card will be dispatched to your address shortly.
- Dispatched: When the status shows dispatched, it means your credit card has been sent out for delivery. You can use the AirWay Bill number to track its delivery status.
- On Hold: This status suggests that there is an issue with your application that needs to be resolved. The bank might require additional documents or information from you.
- Rejected: A rejected status means that your application did not meet the bank’s criteria for approval. The bank may or may not provide specific reasons for the rejection.
- No Records Found: If you see this status, it may mean that the details entered were incorrect or that there is a delay in the system updating your application status. Double-check your details or try again later.
Check Other Bank Credit Card Status
Bottom Line
Overall, knowing how to check credit card application status is a simple process, whether you prefer online or offline methods. The bank offers multiple convenient options to ensure you stay informed about your application’s progress. By understanding the potential statuses your application might go through, you can better manage your expectations and take appropriate actions if needed.
Ultimately, with this information at your disposal, you can easily stay on top of your credit card application journey with HDFC Bank.
FAQ’s
Q1. How can I find out how my application for an HDFC credit card is progressing?
Ans: By entering your application reference number on the HDFC website, you can check the status online or by contacting the customer service helpline.
Q2. How long does it take HDFC to handle an application for a credit card?
Ans: A credit card application is normally processed by HDFC in 7–10 working days, though this can change based on document verification and other circumstances.
Q3. What does it indicate that my application is “In Progress”?
Ans: If your status is “In Progress,” it indicates that the bank is still reviewing your application and confirming your eligibility and supporting documentation.
Q4. Can I check the progress of my application for an HDFC credit card without using the application reference number?
Ans: Yes, you may still track your application if you lose your reference number. Just visit the HDFC website and enter your date of birth and registered mobile number.
Q5. What should I do if my application status shows ‘Rejected’?
Ans: If your application is rejected, HDFC will provide reasons through email or SMS. You can address the issues, improve your eligibility, and reapply after a certain period.