Track IDFC Credit Card Application Status?

Applying for a credit card is a thrilling step toward financial flexibility; however, the waiting period may be full of anticipation. If you’ve got these days implemented for an IDFC First Bank credit card, you are probably keen to know the status of your application. Fortunately, IDFC First Bank gives more than one method to increase your credit card application status.

In this blog, we will guide you through the diverse ways to check your IDFC First Bank credit card application status, both online and offline. 

How To Track IDFC Credit Card Application Status Online

IDFC First Bank offers two user-friendly online methods to check your credit card application status: 

#1. Using Your Application Number

• If you’ve got your application variety accessible, observe these easy steps:
• Step 1: Visit the IDFC First Bank credit card.
• Step 2: Enter your application’s wide variety within the distinct options.
• Step 3: Click on the ‘Get OTP’ button.
• Step 4: Enter the OTP received in your registered mobile number.
• Step 5: Submit the OTP to view your application status.

Can’t find your application’s category? Don’t worry! You can find it in the SMS sent by IDFC First Bank once you have implemented the credit card. Alternatively, you need to have cited it in the course of the application method. 

#2. Using your date of birth and mobile number

If you don’t have your application number, you can still take a look at your application status by using your private facts:

• Step 1: Go to the IDFC First Bank credit card application tracking option.
• Step 2: Enter your registered mobile number and date of beginning as supplied in your credit card.
• Step 3: Click on ‘Get OTP.’
• Step 4: Enter the OTP sent for your registered mobile number.
• Step 5: Submit the OTP to view your application status.

Check IDFC Credit Card Application Status Offline

For people who prefer conventional methods or find online tracking difficult, IDFC First Bank offers two offline alternatives:

1. Visit Your Nearest IDFC First Bank Branch

You can personally go to the nearest IDFC First Bank department to inquire about the status of your credit card application. Bank officers will ask for some information to verify your identity, along with:

• PAN Card
• Date of start
• Form number  (in case you applied offline)
• Registered mobile number

Remember to hold important files like your PAN card while traveling to the department for an easy verification system.

2. Contact Customer Care

If you want to check your score from the comfort of your home without using the internet, you may call IDFC First Bank’s credit card customer care at 1800 419 4332. Provide the required details to the bank consultant, and they will let you know approximately your application status. 

Understanding Your Application Status

As you track your IDFC First Bank credit card application, you can come upon distinct status messages. Here’s what each status means:

• In Progress: Your application is presently being processed by means of the bank.
• On hold: The bank has quickly paused processing your application. This can be because of motives such as incomplete report verification or the desire for additional information.
• Approved: Congratulations! Your credit card application has been commonly used by the bank.
• Dispatched: Your application has been authorized, and your credit card has been sent out for shipping. You have to acquire an SMS from the bank with the predicted delivery date.
• Disapproved: Unfortunately, your application does not meet the bank’s eligibility criteria.
• No Record Found: This message appears if you’ve entered an incorrect application number. Double-take a look at the number and attempt once more.

What to Do If Your Application is on Hold or Disapproved

If your application status indicates “On Hold” or “Disapproved,” don’t lose your coronary heart. Here are some steps you may take:

1. For “On Hold” status:

• Contact IDFC First Bank customer care to understand the motive.
• Provide any extra information or files requested through the bank.
• Follow up frequently to ensure your application moves forward.

2. For “disapproved” status:

• Reach out to customer care to understand the reasons for rejection.
• Work on enhancing your creditworthiness if that turns into a factor.
• Consider making use of a specific credit card product that better fits your profile.
• Wait for some months before reapplying to avoid multiple tough inquiries for your credit report.

Conclusion

Tracking your IDFC First Bank check credit card application status is a truthful system, whether you use an online or offline method. By staying informed about your application status, you could take well-timed action if needed and put together for the advent of your new credit card. 

Remember, staying power is prime at some stage in the application method, and keeping a good credit profile will constantly work in your favor while making use of financial merchandise. 

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