AU Bank provides many local and online ways to apply for a credit card. It is crucial to have a regular check on the status of your application after submitting it to receive updates about it. To ensure you are informed about whether or not your application has been granted, the bank gives you the opportunity to track its progress.
If you’ve recently applied for an AU Bank credit card and would like to track its status, this post will explain how to do that.
How to View the Online Status of Your AU Bank Credit Card Application
Using the bank’s official website is among the easiest ways to find out how your AU Bank Credit Card Application Status is progressing. Adhere to these easy steps:
- Go to the credit card area of the AU Bank website by clicking here.
- Look for the option labeled “Track Application” or “Application Status.”
- After clicking the link, provide the necessary information, including your date of birth, registered cellphone number, and application reference number.
- After checking the data you entered, submit the form.
- The status of your credit card application will be shown on the website at this time.
How to Check the Status of an Offline AU Bank Credit Card Application
#1. Visit the Branch That’s Closest to You
You can ask bank employees to help you with the tracking information for your credit card application when you visit the closest AU Bank office. It would be easier for the bank to give you information on the progress of your credit card application if you bring your AU Bank Credit Card application ID with you when you visit. In a matter of minutes, the bank employees will assist you in learning the status of your application.
#2. Speak with Customer Service
To find out the status of your credit card application, call the customer service line at AU Bank Credit Card at 1800 1200 1500. In exchange for the necessary information, they will ask you for a few data, such as your application number, registered cellphone number, or PAN number.
Verifying the status of your AU Bank credit card application via Customer Care
If you would rather take a more personal approach, you may find out the status of your credit card application by getting in touch with AU Bank’s customer service. How to do it is as follows:
- Find the customer support phone number on the AU Bank website or in any other official correspondence.
- To contact the credit card department, dial and follow the instructions.
- Give required information to the agent, such as your date of birth, registered cellphone number, and application reference number.
- You may check the progress of your AU Bank credit card application with the help of a customer service executive.
Procedure for Verifying Application Status for AU Small Financial Bank
- Visit the Small Finance Bank of AU homepage.
- Type in the service inquiry number to keep track of your AU Bank credit card registration number.
Status of the AU Bank Credit Card Application
- In Progress: This indicates that the AU Bank is currently processing your credit card application.
- Approved: The term “approved” indicates that the bank has granted your application for an AU credit card.
- Dispatched: The AU Bank Credit Card will be sent out as soon as the bank approves your application. You’ll receive an SMS regarding this, along with the estimated date of delivery.
- On Hold: This indicates that the bank has placed your application on hold for a specific reason. If there are any questionable papers, you might have to provide further evidence.
- Disapproved: This status indicates that you were unable to fulfil the requirements for an AU Bank credit card.
Reasons for Denials of Credit Card Applications
Applications for credit cards may be denied for a number of reasons. Several typical elements consist of:
- Poor credit rating
- Inadequate revenue
- Current heavy debt load
- Incomplete or inaccurate application data
- Unsatisfactory credit history or past loan or credit card defaults
How to Proceed If Your Application for a Credit Card from AU Bank Is Denied
Although it might be disheartening to have your credit card application denied, there are things you can do to increase your chances going forward. What you can do is as follows:
- Recognize the cause of the rejection: To find out the precise rationale for the refusal, get in touch with AU Bank’s customer service or consult the rejection letter.
- Check your credit history: Get another copy of your credit record and review it attentively for any mistakes or low ratings that might have affected the approval of your application. Make the necessary corrections and strive to raise your credit score.
- Boost your credit standing: Maintain a good credit usage ratio, cut down on outstanding debt, and pay your invoices on time.
- Wait the allotted time: Before you may reapply for a credit card, AU Bank may have a stipulated waiting period.
Advantages and Features of the AU Bank Credit Card
A variety of features and bonuses are included with AU Bank credit cards to cater to the wide range of demands of users. A few of the main benefits are:
- Favorable interest rates
- Programs for incentives and cashback
- Benefits in travel include entry to airport waiting rooms and travel insurance
- Waivers of fuel surcharges
- Options for EMI on major purchases
- Payment technology that is contactless
- Safe transactions conducted online
Check Other Bank Credit Card Status
FAQs:
Q1. How long do credit card applications from AU Bank typically take to process?
Ans 1: While the processing period may differ, AU Bank normally reviews and processes credit card applications within 7 to 10 business days.
Q2. How will you be informed when your credit card is being shipped?
Ans 2: If your credit card has been shipped, you will get an SMS with the estimated delivery date.
Q3. In the event that your AU Bank credit card application number is lost, what should you do?
Ans 3: You can get assistance from bank customer service if you misplace your AU Bank credit card application number.