Standard Chartered Bank, India, operates as a subsidiary of the globally renowned Standard Chartered Bank, headquartered in London. The bank’s origins trace back to 1969 when it was formed through the merger of The Chartered Bank of India, Australia, and China and the Standard Bank of British South Africa. The Chartered Bank, established in 1853, began its operations in India in 1858.
Today, Standard Chartered Bank stands as the largest foreign bank in India, boasting the most extensive branch network and a significant employee base. Across the nation, citizens place their trust in Standard Chartered’s credit cards, appreciating the numerous features and benefits they provide.
Table of Contents
- 1. Standard Chartered Ultimate Credit Card:
- 2. Standard Chartered Rewards Credit Card:
- 3. Standard Chartered EaseMyTrip Credit Card:
- 4. Standard Chartered Emirates World Credit Card:
- 5. Standard Chartered Priority Visa Infinite Credit Card:
- 6. Standard Chartered Manhattan Credit Card:
- 7. Standard Chartered DigiSmart Credit Card:
- 8. Standard Chartered Platinum Rewards Credit Card:
- 9. Standard Chartered Super Value Titanium Credit Card:
- 1. Standard Chartered Ultimate Credit Card
- 2. Standard Chartered EaseMyTrip Credit Card
- 3. Standard Chartered Emirates World Credit Card
- 4. Standard Chartered Priority Visa Infinite Credit Card:
- 5. Standard Chartered Manhattan Credit Card
- 6. Standard Chartered DigiSmart Credit Card
- 7. Standard Chartered Platinum Rewards Credit Card
- 8. Standard Chartered Super Value Titanium Credit Card
List of Top Standard Chartered Credit Cards
1. Standard Chartered Rewards Credit Card
The Standard Chartered Rewards Credit Card is designed for avid shoppers, offering cashback on various purchases. With no joining fee and a reasonable renewal fee, it’s a popular choice for those looking to maximize their rewards while shopping.
Standard Chartered Rewards Credit Card
Joining Fee:
Nil
Best Suited For
Shopping
Renewal Fee:
₹ 1,000 + GST
Reward Type:
Reward Points
Welcome Benefits:
N/A
Key Features
- After achieving a monthly milestone spend of Rs. 20,000 (on retail purchases), the cardholders would be eligible to earn 4x bonus Reward Points on all their retail spends.
- With the Standard Chartered Rewards Credit Card, you also get 1 complimentary domestic lounge access every quarter, i.e. 4 free visits per year.
- You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 2,000. The maximum waiver per month is capped at Rs. 400.
- The renewal fee of Rs. 1,000 is waived if the cardholder spends Rs. 3 lakhs or more in the previous anniversary year.
- You get 4 Reward Points on every spend of Rs. 150 on retail purchases.
*Terms and Conditions apply.
2. Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card caters to shoppers who prefer earning reward points on their expenditures. The card offers an extended interest-free period, making it an attractive option for budget-conscious consumers.
Standard Chartered Smart Credit Card
Joining Fee:
₹ 499 + GST
Best Suited For
Shopping
Renewal Fee:
₹ 499 + GST
Reward Type:
Reward Points
Welcome Benefits:
Extended 90 days interest period from the card issuance date
Key Features
- As a welcome benefit, the cardholders get an extended interest-free period by making only the minimum payment.
- You earn a cashback of 2% on all online spends. The maximum cashback under this category is capped at Rs. 1,000 per month.
- The renewal fee of Rs. 499 can be waived off from the second year if you have spent Rs. 1,20,000 or in an anniversary year.
*Terms and Conditions apply.
3. Standard Chartered EaseMyTrip Credit Card
Ideal for frequent travelers, the Standard Chartered EaseMyTrip Credit Card provides cashback on travel bookings, enhancing the travel experience with savings on flights and hotels.
Joining Fee:
₹ 350 + GST
Best Suited For
Travel
Renewal Fee:
₹ 350 + GST
Reward Type:
Reward Points
Welcome Benefits:
N/A
Key Features
- 20% discount on domestic as well as international hotel bookings. The maximum discount on domestic hotel bookings is capped at Rs. 5,000, and that on international hotel bookings is capped at Rs. 10,000.
- You get 1 complimentary domestic lounge access every quarter (4 per year).
- You can get the renewal fee of Rs. 350 waived on spending Rs. 50,000 or more in the previous anniversary year.
*Terms and Conditions apply.
4. Standard Chartered Platinum Rewards Credit Card
The Standard Chartered Platinum Rewards Credit Card is perfect for dining enthusiasts, offering reward points on dining and other purchases without any joining or renewal fees.
Joining Fee:
Nil
Best Suited For
Dining
Renewal Fee:
Nil
Reward Type:
Reward Points
Welcome Benefits:
N/A
Key Features
- By spending Rs. 500 in the first 30 days of card issuance, you can avail this card as LTF.
- Get 1 reward point per Rs. 150 you spend on all categories.
- You get 5 reward points per Rs. 150 you spend on dining and fuel transactions with no monthly capped limit on your purchases with a platinum rewards card.
- The Reward Points earned are redeemable through net banking or at the 360 rewards portal.
*Terms and Conditions apply.
5. Standard Chartered Super Value Titanium Credit Card
This card is tailored for those who spend heavily on fuel, providing significant cashback and reward points on fuel transactions, along with a generous welcome benefit.
Standard Chartered Super Value Titanium Credit Card
Joining Fee:
₹ 750 + GST
Best Suited For
Fuel
Renewal Fee:
₹ 750 + GST
Reward Type:
Reward Points
Welcome Benefits:
Up to Rs. 1,500 cashback on fuel transactions within the first three months
Key Features
- You get 100% cashback (up to Rs. 1,500) on all fuel purchases made within the first 90 days after the card issuance.
- The Premium Banking customers get a complimentary Priority Pass membership with access to over 1,000 airport lounges globally.
- The renewal fee of Rs. 750 is waived off (second-year onwards) if you have spent Rs 90,000 or more in the previous year.
- You can earn up to 5% cashback on utility bills payments on minimum transactions of Rs. 750. Maximum cashback of Rs. 100 per month.
*Terms and Conditions apply.
6. Standard Chartered Manhattan Credit Card
The Standard Chartered Manhattan credit card, a mid-level offering from the bank, requires an annual membership fee of Rs. 999. This card offers features like 5% cashback on purchases in categories like groceries, departmental stores, and supermarkets. Additionally, new cardholders receive a welcome benefit of 5,000 bonus Reward Points.
Joining Fee:
₹ 999 + GST
Best Suited
Shopping
Renewal Fee:
₹ 999 + GST
Reward Type:
Reward Points
Welcome Benefits:
5,000 Bonus Reward Points
Key Features
- Get 5,000 Bonus RPs on successfully settling the joining fee of the card.
- The 1% fuel surcharge is applicable on all fuel transactions done through the Standard Chartered Manhattan Credit Card.
- The Reward Points earned are easily redeemed on the 360-degree Rewards portal against various categories, such as travel, lifestyle, electronics, home & family, electronics, charity, and many more.
- Minimum 500 Reward Points are required for redemption.
- The annual fee of Rs. 999 can be waived off on spending Rs. 1,20,000 or above in one anniversary year.
*Terms and Conditions apply.
7. Standard Chartered Ultimate Credit Card
Geared towards travelers, the Standard Chartered Ultimate Credit Card offers extensive reward points that can be redeemed for shopping vouchers or charitable donations, alongside a premium welcome benefit.
Joining Fee:
₹ 5,000 + GST
Best Suited
Travel
Renewal Fee:
₹ 5,000 + GST
Reward Type:
Reward Points
Welcome Benefits:
6,000 rewards redeemable for shopping vouchers or charity spends under the Standard Chartered 360° rewards program.
Key Features
- You earn 5 RPs on every Rs. 150 spent on retail purchases using the card.
- The reward points that you’ve earned can be redeemed against shopping vouchers (from popular brands like Nykaa, Croma, Shoppers Stop, etc.) and charity spends on the Standard Chartered online portal under the 360° rewards program.
- You get 4 complimentary domestic lounge access in a calendar quarter.
- You get 1 complimentary international airport lounge visit every calendar month.
- 1 complimentary Golf game every month at selected domestic golf courses.
*Terms and Conditions apply.
8. Standard Chartered Priority Visa Infinite Credit Card
The Priority Visa Infinite credit card, exclusively available to Standard Chartered Priority Banking customers, comes at no extra cost as it is complimentary for Priority Banking members. This card boasts several key features, including 5X reward points for overseas shopping and retail fashion.
Cardholders also enjoy complimentary domestic lounge access sessions every quarter and can opt for a Priority Pass membership at a nominal fee for exclusive international lounge visits. Additionally, the card offers exciting deals on dining, shopping, and travel.
Joining Fee:
Nil
Best Suited
Travel
Renewal Fee:
Nil
Reward Type:
Reward Points
Welcome Benefits:
N/A
Key Features
- The reward points earned can be redeemed for shopping vouchers (from popular brands like Croma, Nykaa, Shoppers Stop, etc.) and charity spends on the Standard Chartered online portal under the 360° rewards program.
- 4 complimentary lounge visits at domestic airports per calendar quarter.
- 2 complimentary golf games per month at select domestic golf courses organized by Golflan Technology Solutions Pvt Ltd.
- 1 complimentary golf coaching session every month.
*Terms and Conditions apply.
9. Standard Chartered Emirates World Credit Card
The Standard Chartered Emirates World credit card stands out as a premium travel card within the Indian credit card landscape, requiring an annual membership fee of Rs. 3,000. This card rewards users with Emirates Skywards Miles, automatically transferred to their Skywards account at the end of each billing cycle. Key features include a generous welcome gift, along with Emirates and other transactions.
Cardholders also enjoy complimentary domestic airport lounge access and two complimentary international lounge visits upon spending Rs. 10,000 or more in the previous month. Furthermore, the card offers 5% cashback on duty-free shopping at airports, a complimentary monthly golf lesson, a 50% discount on all golf games, and personal overseas air accident cover worth Rs. 1 crore.
Standard Chartered Emirates World Credit Card
Joining Fee:
₹ 3,000 + GST
Best Suited
Travel
Renewal Fee:
₹ 3,000 + GST
Reward Type:
Reward Points
Welcome Benefits:
4,000 bonus miles
Key Features
- On every Rs. 150 spent, you get 3 skywards miles on all transactions.
- You earn 6 skywards miles on every spend of Rs. 150 on Emirates transactions.
- The miles earned would automatically be transferred to your Emirates Skywards account. You can use these skywards miles for flight bookings and other services at emirates.com
- You get 1 free golf lesson each month and a 50% discount on all golf games.
- You get complimentary domestic lounge access to several participating lounges with the MasterCard lounge program.
*Terms and Conditions apply.
10. Standard Chartered DigiSmart Credit Card
This card teams up with popular apps to bring exclusive deals for Standard Chartered DigiSmart Credit Card users, making everyday tasks more affordable. From hassle-free travel with Ola and Yatra to discounted dining on Zomato, and savings on shopping through Grofers and Myntra, our partnerships ensure value for cardholders. Plus, enjoy ‘buy one get one’ offers on INOX movie tickets for entertaining weekends.
Standard Chartered DigiSmart Credit Card
Joining Fee:
₹ 49 + applicable taxes
Best Suited
Movies
Renewal Fee:
₹ 49 per month
Reward Type:
Reward Points
Welcome Benefits:
N/A
Key Features
- Buy 1 Get 1 offer (BOGO) on Movie ticket bookings at INOX, subject to a maximum discount of Rs 200 per transaction. The offer is applicable on Saturdays and Sundays only. The offer can be used for a max of 2 transactions per month.
- You get 20% off on domestic flight bookings with Yatra.com subject to a maximum discount of Rs. 750.
- You get a 10% discount on international flight bookings subject to a maximum discount of Rs. 10,000
- 15% cashback on your cab booking with Ola, subject to a maximum discount of Rs. 600 per month.
- The monthly membership fee of Rs. 49 can be waived if you achieve a spend of Rs. 5,000 in the previous calendar month.
*Terms and Conditions apply.
Standard Chartered Credit Card Features and Benefits
Standard Chartered Bank offers a variety of credit cards, each packed with exciting features and benefits across several categories, such as welcome perks, rewards/cashback, travel privileges, milestone bonuses, and more. Here’s a preview of the general benefits you can enjoy with a Standard Chartered Credit Card:
1. Welcome Benefits: Upon joining or paying the card’s joining fee, you receive welcome perks like bonus reward points, gift vouchers, or accelerated cashback. These benefits are designed to give you a head start on enjoying the card’s features and can be a great incentive for new cardholders.
2. Reward Points/Cashback: Every purchase you make with your Standard Chartered Credit Card earns you reward points or cashback. The amount varies depending on the category and the specific card you use. Whether it’s daily expenses or special purchases, you’re rewarded for every transaction, making it a smart choice for maximizing your spending.
3. Travel Benefits: For travel enthusiasts, certain Standard Chartered cards offer perks such as complimentary airport lounge access, discounts on flights and hotel bookings, and complimentary travel-related memberships. These benefits can enhance your travel experience, making your journeys more comfortable and cost-effective.
4. Milestone Benefits: Achieve specified spending targets within a set period and earn milestone rewards. These can include bonus reward points, gift vouchers, and more, similar to welcome benefits. Milestone benefits motivate you to use your card more frequently, providing additional rewards for reaching spending goals.
5. Other Benefits: Additional perks include a 1% fuel surcharge waiver, zero liability protection, spend-based annual fee waivers, and much more. These benefits provide added value and security, ensuring that using your Standard Chartered Credit Card is a rewarding and safe experience.
Standard Chartered Bank Credit Card Rewards and Cashback
The rewards and cashback rates differ based on the card and the spending category:
1. Standard Chartered Ultimate Credit Card:
- 5 Reward Points per Rs. 150 spent.
- 5% cashback on airport duty-free purchases (maximum cashback capped at Rs. 1,000). No reward points on purchases that earn cashback.
2. Standard Chartered Rewards Credit Card:
- 4 Reward Points per Rs. 150 spent on retail purchases.
- 1 Reward Point per Rs. 150 spent on government and insurance transactions.
3. Standard Chartered EaseMyTrip Credit Card:
- 2 Reward Points for every Rs. 100 spent on retail transactions.
- 10x Rewards on booking tickets at standalone hotels, apps, or websites.
4. Standard Chartered Emirates World Credit Card:
- 6 Skywards miles per Rs. 150 on Emirates transactions.
- 3 Skywards miles per Rs. 150 on all other spends.
- 5% cashback on airport duty free purchases (maximum cashback capped at Rs. 1,000). No reward points on purchases that earn
5. Standard Chartered Priority Visa Infinite Credit Card:
- 5X Reward Points for every Rs. 100 spent overseas or on retail fashion.
- 2X Reward Points on all other spends.
6. Standard Chartered Manhattan Credit Card:
- 5% cashback on groceries, departmental stores, and supermarkets (maximum cashback of Rs. 500 per month). Cashback applicable on minimum transactions of Rs. 1,000.
- 3 Reward Points per Rs. 150 spent.
7. Standard Chartered DigiSmart Credit Card:
- Up to 20% off on Myntra (maximum discount of Rs. 700 per transaction).
- Up to 10% discount on Grofers (maximum amount of Rs. 1,000 per transaction per month).
8. Standard Chartered Platinum Rewards Credit Card:
- 5 Reward Points per Rs. 1,000 on dining and fuel spends.
- 1 Reward Point per Rs. 150 on all other spends.
9. Standard Chartered Super Value Titanium Credit Card:
- 5% cashback on fuel spent across all fuel stations up to Rs. 200 per month (maximum cashback of Rs. 100 per transaction, applicable on transactions of Rs. 2,000 or below).
- Up to 5% cashback on utility bill payments on minimum transactions of Rs. 750 (maximum cashback of Rs. 100 per month).
- Up to 5% cashback on telephone bill payments subject to a minimum limit of Rs. 750 (maximum cashback capped at Rs. 200 per month).
- 1 Reward Point on every Rs. 150 spent on other categories.
How To Earn and Redeem Standard Chartered Credit Card Reward Points?
Standard Chartered Bank offers exciting rewards programs for its credit card holders, namely the ‘Bonus Points’ program and the 360° Rewards Program. Eligible credit card holders can earn reward points through purchases at Bonus Point partner outlets, redeemable across various categories.
Credit Cards Eligible for Rewards:
- Bonus Points Program: Manhattan Credit Card, Platinum Rewards Card.
- 360° Rewards Program: Manhattan Credit Card, Platinum Rewards Card.
How to Redeem Standard Chartered Credit Card Reward Points:
Bonus Point Rewards Program:
- Earn bonus points by using eligible credit cards at Bonus Point partner outlets.
- Redeem points by visiting the bank’s website, selecting rewards from the catalog, and purchasing with accumulated points.
- Alternatively, contact Standard Chartered credit card customer care and provide the reward item code from the catalog for redemption.
360° Rewards Program:
1. Online:
- Step 1: Visit the Standard Chartered Bank 360° Rewards webpage.
- Step 2: Log in to your Net Banking account (first-time users must register).
- Step 3: Browse the rewards catalog, select the desired reward, add it to your cart, and confirm your order.
2. Phone Banking:
- Step 1: Contact the Bank’s Phone Banking center.
- Step 2: Request redemption of your reward points for a chosen reward or seek assistance to find eligible rewards and place an order.
Standard Chartered Credit Card Eligibility Criteria
To get approved for a credit card from Standard Chartered Bank, applicants must meet certain eligibility criteria, which vary based on factors like age, annual income, and credit history. Here are some basic requirements:
- Age: Applicants should be between 21 to 65 years old.
- Income: Applicants must have a stable source of income, either salaried or self-employed.
- Credit History: Applicants should have a good credit history.
Documents Required
To process your credit card application, the bank needs proof of identity, income, and address. Here are the accepted documents:
Identity Proof (Any one):
- Passport
- Photo PAN Card
- Voter ID card
- Aadhar Card
- Driving License
- Job Card issued by NREGA signed by State Govt. Officer
- Birth Certificate issued by Municipal Corporation/Zilla Parishad/Gram Panchayat
- Letter issued by National Population Register
Address Proof (Any one):
- Passport
- Aadhar Card
- Driving License
- Voters ID Card
- Job Card issued by NREGA signed by State Govt. Officer
- Letter issued by National Population Register
- Utility Bill (not more than 2 months old)
- Letter issued by Foreign Embassy certifying customer’s current residential address
- FRRO certificate
- Identity Document issued by Government department/agency of foreign jurisdiction
For Salaried individuals:
- Latest one-month salary slip
- Job Offer Letter
- Other Bank Credit Card Statement
For Self Employed Businessmen and Self Employed Professionals:
- Latest IT Returns with computation of income
Standard Chartered Credit Card Annual Fees and Charges
1. Standard Chartered Ultimate Credit Card
| Joining Fee: | Rs. 5,000 per annum |
| Renewal Fee: | Rs. 5,000 per annum |
| Spend-Based Waiver: | None |
2. Standard Chartered EaseMyTrip Credit Card
| Joining Fee: | Rs. 350 per annum |
| Renewal Fee: | Rs. 350 per annum |
| Spend-Based Waiver: | Renewal fee waived off on spending Rs. 50,000 or more in the previous year. |
3. Standard Chartered Emirates World Credit Card
| Joining Fee: | Rs. 3,000 per annum |
| Renewal Fees: | Rs. 3,000 per annum |
| Fee Waiver Conditions: | None |
4. Standard Chartered Priority Visa Infinite Credit Card:
| Joining Fee: | Nil |
| Renewal Fees: | Nil |
| Fee Waiver Conditions: | N/A |
5. Standard Chartered Manhattan Credit Card
| Joining Fee: | Rs. 999 per annum |
| Renewal Fees: | Rs. 999 per annum |
| Fee Waiver Conditions: | Renewal fee waived off on spending Rs. 1,20,000 or more in the previous year. |
6. Standard Chartered DigiSmart Credit Card
| Joining Fee: | Rs. 49 per month |
| Renewal Fees: | Rs. 49 per month |
| Fee Waiver Conditions: | Spend-based monthly fee waiver of Rs 49 on a monthly spend of Rs 5,000 or more in the previous month. |
7. Standard Chartered Platinum Rewards Credit Card
| Joining Fee: | Rs. 250 per annum |
| Renewal Fees: | Rs. 250 per annum |
| Fee Waiver Conditions: | Renewal fee waiver on annual spends of Rs. 60,000 or more in the previous year. |
8. Standard Chartered Super Value Titanium Credit Card
| Joining Fee: | Rs. 750 per annum |
| Renewal Fees: | Rs. 750 per annum |
| Fee Waiver Conditions: | Annual fee waived off on expenditure of Rs 90,000 in the previous year. |
Other Fees & Charges
In addition to the joining and annual fees, credit cards may have additional charges such as cash advance fees, interest rates, over-limit charges, late payment fees, foreign currency markup fees, reward redemption fees, and more. Here are some key fees and charges applicable to SC Credit Cards:
- Interest Charges: 3.75% per month.
- Cash Advance Fee: 3% of the withdrawn amount or a minimum of Rs. 300.
- Forex Markup Fee: 3.5% of the total transaction amount.
How To Activate Standard Chartered Credit Cards?
Activating Credit Card via Net Banking:
- Step 1: Log in to your Standard Chartered Online Banking account.
- Step 2: Click on “Help & Services”.
- Step 3: Hover over “Card Management” and select “Credit Card PIN Change”.
- Step 4: Follow the on-screen instructions to generate your PIN.
Activating Credit Card via Mobile Banking (SC Mobile):
- Step 1: Log in to the SCB online portal using your Username and Password.
- Step 2: Navigate to “Help & Services”
- Step 3: Choose “Credit Card PIN Change” under the “Card Management” option.
- Step 4: Follow the on-screen steps to create a new PIN.
Activating Credit Card via Customer Care:
- Step 1: Dial the appropriate customer care number on any of these toll-free helpline numbers: 6601 4444/ 3940 4444/ 1800 345 1000.
- Step 2: Follow the Interactive Voice Response (IVR) prompts to connect with a representative.
- Step 3: Inform the representative of your need to generate a credit card PIN.
- Step 4: Follow any further instructions provided by the representative to complete the process.
Standard Chartered Credit Cards Login/Net Banking
Logging In to Standard Chartered Credit Card Account:
- Step 1: Visit the Standard Chartered Credit Card webpage by clicking here: https://www.sc.com/in/
- Step 2: Hover over the Login button and select “Online Banking Login”.
- Step 3: Click on “Continue to Login”.
- Step 4: Provide your Username and Password.
- Step 5: Click on “Login”.
Customers can either register themselves or use the Instant Registration option to log in to their credit card account.
Registering for Standard Chartered Credit Card Net Banking:
- Step 1: Visit the Standard Chartered Credit Card webpage by clicking here: https://www.sc.com/in/
- Step 2: Hover over the Login button and click on “Online Banking Login”.
- Step 3: Click on “Continue to Login”.
- Step 4: Choose any one of the options under ‘New to Online Banking’.
- Step 5: Follow the instructions to register yourself with the bank.
Alternatively, you can register through form submission:
- Step 1: Submit the online banking form to register for this service.
- Step 2: Download the form by clicking here.
- Step 3: Fill out the form and submit it at the nearest branch or mail it to the address provided below:
- Standard Chartered Bank,
- PO BOX # 8888,
Upon successful registration, the bank will send your login ID and password, which you can use to access the SCB credit card Netbanking facility.
How To Compare Standard Chartered Credit Cards & Choose The Best One?
Choosing the right credit card for your needs is important, and Standard Chartered offers a range of options to consider. Whether you’re a frequent traveler, enjoy dining out, or want to maximize rewards on everyday purchases, there’s a card for you. The Ultimate Credit Card is perfect for travelers, offering airport lounge privileges and premium benefits.
If you’re focused on everyday expenses, the DigiSmart Credit Card and Super Value Titanium Cashback Credit Card provide discounts on popular shopping apps, fuel, and utility bills. Take your time to explore the options and find the card that aligns best with your lifestyle.
Among the featured cards, the Manhattan Platinum Card stands out for its cashback deals at supermarkets. The Platinum Rewards Card is popular for its 5x reward points on dining and fuel spending.
The Super Value Titanium Card offers 5% cashback on fuel, phone, and utility bills, making monthly expenses more rewarding. The Ultimate Credit Card provides a 3.33% reward value on all purchases, while the DigiSmart Card is a shopper’s delight with offers on Myntra, Grofers, and Zomato.
Ultimately, the best credit card for you is the one that fits seamlessly into your lifestyle and spending habits. Standard Chartered ensures that each card is designed to cater to different needs, whether it’s enhancing travel experiences or maximising rewards on everyday purchases. Take the time to evaluate your preferences and choose the card that offers the most value for your individual needs.
Conclusion
In conclusion, Standard Chartered Credit Cards offer a diverse range of options to suit various lifestyles and preferences. Whether you’re a frequent traveler seeking premium benefits or a savvy spender looking to maximize rewards on everyday purchases, there’s also a card designed for you.
With features like airport lounge access, cashback offers, and reward points on dining and fuel spending, Standard Chartered Credit Cards provide convenience, flexibility, and value. By carefully considering your spending habits and lifestyle needs, you can choose the credit card that aligns perfectly with your financial goals and enjoy the benefits it brings.
FAQs
Q1. How can I apply for a Standard Chartered Credit Card?
A1. You can apply for a Standard Chartered Credit Card online through the bank’s website or by visiting your nearest Standard Chartered branch. Simply fill out the application form with your personal and financial details, submit the required documents, and await approval.
Q2. What documents do I need to apply for a Standard Chartered Credit Card?
A2. The documents required may vary, but generally, you will need to provide proof of identity (such as Aadhar Card, Passport, or Driving License), proof of address (such as Aadhar Card or Utility Bills), and proof of income (such as Salary Slips or Audited ITR Acknowledgement).
Q3. How can I check my Standard Chartered Credit Card balance and transactions?
A3. You can easily check your credit card balance and transactions through Standard Chartered’s online banking portal or mobile app. Simply log in to your account using your credentials, and you’ll have access to your current balance, recent transactions, and more.