IndusInd Bank Tiger Credit Card 2024

IndusInd is one of the leading private-sector banks in India. It has its headquarters based in Mumbai, Maharashtra. This bank offers a wide range of financial services, including insurance, loans, credit cards, debit cards, and more. 

IndusInd Bank has co-branded with Tiger Fintech, which is an original company of Bajaj Group. Upon this co-branding, they have issued an IndusInd Bank Tiger Credit Card.

IndusInd Bank Tiger Credit Card offers various perks for individuals who are looking out for a less investment credit card. It comes with zero annual fees, which makes it cost-effective for people. Moreover,  with this card you can earn up to 6X rewards on spending money using the credit card.

IndusInd Bank Tiger Credit Card Details

• The credit card offers reward points for its cardholders. One reward point is equal to INR 0.40 and this is the monetary value of a single reward point.
• Also, 1 RP is equal to INR 1.2 air miles. Cardholders can redeem these air miles for air travel-related benefits such as booking free flights, making upgrades on tickers, or any other travel-related perks offered by the bank.
• The card is best for those who want to travel within India because it offers 8 free lounge access within a year for its customers.
• Also, through the Priority Pass Program, customers can also avail free international airport lounge access. This access is offered twice a year, which is comparatively good.
• In terms of reward points, you can earn up to 6X reward points on using the card for making transactions between INR 100 and above.
• For game enthusiasts, this credit card offers four golf lessons for free in a year.
• You also get a 1% fuel surcharge waiver on spending between INR 400 and 4,000 within fuel stations in India.
• The credit card offers movie tickets at a discount through the application BookMyShow. 
• You also get a complimentary priority pass membership for using this Tiger credit card.

Advantages and Disadvantages of IndusInd Bank Tiger Credit Card

Advantages	Disadvantages
IndusInd Bank Tiger Credit Card comes with reward points, which can be earned by simply spending INR 100 for various categories.	The card does not offer any sort of dining benefits for its customers.
You can also earn 8 complimentary domestic airport lounge access on this card. Alongside, earn 2 complimentary international airport lounge access twice a year with Tiger credit card.	This card is basically used for shopping and travelling purposes.
The card comes with complimentary lessons for those who love to play golf.	This card is basically used for shopping and travelling purposes.
The IndusInd Tiger credit card has a lower foreign currency markup charge of INR 1.50%.

IndusInd Bank Tiger Credit Card Reward Offer

IndusInd Bank Tiger credit card has a wide range of reward benefits for its customers. The bank is associated with offering six accelerated reward options for its customers.

• On spending INR 1,00,000 and above within the first year of the card issue, you can get 1000 reward points. Each reward point is equal to INR 0.40, and this amount can be used for adjusting other bill payments. On spending INR 1,00,001 to 2,50,000, you can earn 3,000 reward points. On spending INR 2,50,001 to 5,00,000, you can earn 10,000 reward points. On spending INR 5,00,000 and above, you can earn 6,000 reward points.
• The credit card allows you to earn 6X reward points on spending every INR 100 for the purchase of various items using the card.
• You can redeem your reward points as cash credit or air miles which could be used for air-related matters and for making payments.
• The reward multiplier option offered by the credit card allows you to multiply your reward earnings as you keep spending with your credit card.

Game and Movie Benefits Offered by IndusInd Tiger Credit Card

IndusInd Bank Tiger credit card comes with both games and movie benefits for its customers:

• If you are interested in playing golf, this credit card is for you. It offers free golf classes 4 lessons in a year for the customers.
• For movie benefits, you can receive tickets through BookMyShow application with discounts. Cardholders can get BOGO movie tickets, which means you can earn two complimentary movie tickets within a year worth INR 500.

Travel Benefits Offered by IndusInd Tiger Credit Card

• The credit card comes with 8 complimentary airport lounge access each year for customers within domestic airports.
• It offers free lounge access for more than 600 lounges across the world.
• For international trips, you can earn two complimentary airport lounge access in a year.
• For road trips, you can get a 1% fuel surcharge waiver for spending INR 400 to 4,000 on fuel stations within India.

IndusInd Tiger Credit Card VS AU Bank Altura Credit Card

Reward Structure

Credit Card Name	Reward Structure
IndusInd Bank Tiger Credit Card	This credit card offers reward points which you can earn on spending INR 100 and above using the card. You get 6X reward points on various categories. Each reward point is equal to the monetary value of INR 0.40.
AU Bank Altura Credit Card	This credit card only offers cashback as a reward option for its customers. You can earn 5% cashback on spending through the credit card for retail shopping. You also earn cashback on making online transactions.

Reward Rate With Partners

Credit Card Name	Reward Rate With Partners
IndusInd Bank Tiger	Indusland Bank credit card does not come with any separate slot for earning reward points with associated merchants.
AU Bank Altura	There is no reward rate separately set for partnered merchants who spend on using this credit card.

Joining Fees

Credit Card Name	Joining Fees
IndusInd Bank Tiger Credit Card	This credit card does not charge you any sort of joining fee.
AU Bank Altura Credit Card	This credit card does not charge you any sort of joining fee.

Cashback Max Cap

Credit Card Name	Cashback Max Cap
IndusInd Bank Tiger Credit Card	The credit card sets a limited cap on earning reward points. The cap is decided by the bank based on your spendings.
AU Bank Altura Credit Card	This credit card has a set 5% cashback cap on earning rewards for customers.

Additional Benefits

1. IndusInd Bank Tiger Credit Card: The Tiger credit card offers complimentary airport lounge access: 8 for domestic and 2 for international each year. Alongside, you can earn a 1% fuel surcharge waiver on spending through this credit card for fuel within India.
2. AU Bank Altura Credit Card: You can use this credit card for fuel and earn 1% waiver within different fuel stations in India. Moreover, the card offers free railway lounge access for its customers twice a year.

Why Choose the IndusInd Bank Tiger Credit Card?

• Rewards Benefits: The IndusInd Tiger Credit Card enables cardholders to get 6X rewards on every INR 100 spent on different earlier-mentioned purchase types. Thus, these rewards are flexible, as you can use them to pay for other bills and other services needed regularly, making these rewards valuable not only for payment but as an added service as well. Furthermore, one reward point attained is equivalent to 0. 40 credit cash or 1.2 air miles.
• Fuel Benefits: To enable the maximum utility of credit cards, use it to pump fuel in any of the fuel stations in India with an extra 1% surcharge waiver applicable on fuel spends between INR 400 and 4,000. This feature not only makes a contribution to your fuel cost saving but also increases reward for your fuel purchase.
• Travel Benefits: Travelling is about the finer things in life, and we know this better than most. Enjoy Tiger Credit Card complimentary domestic airport lounge access 8 times a year and 2 times for international access.
• Entertainment Benefits: Transform your entertainment experience with our free cinema vouchers. Watch any movie for free up to the value of INR 500 from bookmyshow. Offered with every Movie Ticket Booking done online through the app at least once every six months from the date of booking across all the major cities accredited with the BookMyShow and all the theatres enlisted with it. This perk gives value to one’s leisure time by providing convenience where one gets to have the latest blockbuster at a discount.
• Gaming Benefits: Spend your leisure time, playing golf the best way possible by getting full access to several great golfing courses and clubs in India. Being an IndusInd Tiger Credit Card beneficiary, one can get one round of golf free or one golf training free per quarter. It improves your leisure activities ameliorating relaxation and pleasure.
• Insurance Benefit: Finally, we get to the IndusInd Bank’s Insurance promotion called ‘Total Protect’, which aims at providing consumers with confidence in security. This form offers you monetary cover equivalent to your credit limit on the card, ensures that you are shielded from fraudulent transactions, and offers insurance up to 48 hours before you report loss of the particulars on your credit card. Thus, you can scroll through them without worrying about your money and value funds as you go cashless.

Who Can Apply for an IndusInd Bank Tiger Credit Card?

There are a few significant factors that IndusInd Bank considers while offering a credit card to customers. Check out the eligibility here:

• Age Requirement: It is worthy of note that, any person who wishes to apply for the IndusInd Tiger Credit Card must be an adult not less than 18 years of age. This helps in making sure that only people who meet the legal age to be considered adults and able to legally sign for the credit card and any other financial-related agreements are qualified for the card.
• Minimum Income Requirement: To be considered eligible for the IndusInd Tiger Credit Card, potential cardholders have to prove a steady stream of monthly income. It is also important to note that the criterion of the income level may differ depending on the bank’s requirements as well as the kind of credit card offered to the applicant; however, any steady income stream is crucial in order to afford to pay back the borrowed money and keep a positive credit history.
• Nationality: The IndusInd Tiger Credit Card is available only for the residents of India. This criterion makes it possible to eliminate all those who are living outside the country and those who are not legal residents of the country from applying for this card and enjoying its privileges.
• Credit Score: The IndusInd Tiger Credit Card has certain eligibility criteria that must be met to be a customer and have the card; one of the main requirements is possessing a good credit score. A credit check is most times done during the application process to determine the expected ability to pay back the credit.

Documentation Required for IndusInd Bank Tiger Credit Card Approval

• Proof of Identity: Acceptable proof of identification includes an Aadhar Card, Passport, Voter ID Card, Driving License or PAN Card, which should be government-issued. These are the identification documents that the applicant presents to us to support the application and other regulatory compliance.
• Proof of Address: To support the applicants’ residential address claims, they must submit certain documentation. According to the acceptable proof of address, the documents that can be produced are an Aadhar Card, Passport, and any document issued within the last three months, such as an electricity bill, water bill, gas bill, rental/lease agreement or any Bank statement showing the address of the applicant. Presenting these documents serves as indisputable evidence about the applicant’s current place of residence.
• Proof of Income: This means that to meet his/her basic need of proving the source of income, the applicant must produce relevant documents. These may consist of recent salary receipts or forms like the income tax return, where salary income earned is documented, bank statements reflecting regular income inflows, form 16 in the case of salary-earning individuals, or business or profession proof in the case of other earners. Such documents are useful and necessary for evaluating the applicant’s debt management skills.

Photograph: A recent colored passport-size photograph is also necessary and part of the application process at this institution. This photograph is a standard document confirmation photo, which assists in the ease of the application process. Applicants must understand and provide all the necessary documents that are needed for approval of the IndusInd Tiger Credit Card.

Application Process for IndusInd Bank Tiger Credit Card

1. Visit the Online Application Portal: Access the IndusInd Bank online credit card application portal by clicking on the link https://induseasycredit.indusind.com/customer/credit-card/lead 

2. Fill in Personal Details: Identify yourself with your PAN number, mobile number and address, including your PIN codes and email address as well. It is also advisable to involve qualified personnel in the collection and inputting of the data in order to avoid errors and to ensure the best possible quality of data.

3. Confirm Address Details and Work Profile: Finally, you will provide your personal details, including the address on which your credit card charges will appear. Moreover, the buyers will have to submit details about their current employment and occupation to enable IndusInd Bank to make an informed decision on their creditworthiness. It is important to be ready with documents including employment details such as your employment status, income, and type of job.

4. Select Your Preferred Card: Later, when you input your personal and workplace data, you will be able to choose which credit card you wish to receive from the provided list. Below is a list of credit cards that IndusInd Bank provides for members, and it is important to note that before you settle for one, it is important to compare the available features of every card provided below.

5. Sit Back and Wait for the Issue of the Card: As you get through the application process and make your decision on which credit card suits you best, that’s it. You are done.

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