EazyDiner IndusInd Bank Credit Card- Rewards & Lounge Access

The EazyDiner IndusInd Bank Credit Card is co-branded in the premium segment that aims to meet the customers’ requirements related to dining, lifestyle, and entertainment. This product was co-launched with EazyDiner, which is an online dining reservation service. This Indusind bank credit card contains many special privileges that will be greatly suitable for gourmet and luxury lifestyle customers.

While offering a free two-month subscription to EazyDiner, free access to airport lounges, and a free movie ticket every month, the EazyDiner IndusInd Bank Credit Card is marketed as the go-to card for all those who love dining and lifestyle and provides enough benefits worth the annual fee to justify its costs.

EazyDiner IndusInd Bank Signature Credit Card | Features and Benefits

1. Welcome Benefits
   • Bonus EazyPoints: Get 2,000 EazyPoints upon the successful payment of the joining fee, providing a great start to your reward accumulation.
   • Complimentary EazyDiner Prime Membership: Enjoy a free one-year EazyDiner Prime membership worth ₹2,495. This membership is automatically renewed each year after paying the card’s renewal fee, unlocking access to special dining offers, and faster reward accumulation.
   • Postcard Hotels Stay Voucher: Receive a stay voucher worth ₹5,000, valid for bookings made directly through the Postcard Hotels website or their reservations concierge.
2. Dining Benefits
   • Exclusive Discounts: Cardholders receive up to 50% off dining expenses when paying through the EazyDiner app, making this card particularly valuable for those who dine out regularly.
   • 3X EazyPoints on Dining Transactions: Earn 3X EazyPoints on all dining spends made through the EazyDiner app. These points can be redeemed for luxury hotel stays, dining vouchers, and more.
   • Additional 25% Discount: Enjoy an additional 25% discount of up to ₹1,000 on bills paid via PayEazy using the card. Note that this discount is not applicable on consecutive transactions made within 120 minutes at the same restaurant.
   • Complimentary Alcoholic Beverage: Receive a free premium alcoholic beverage for each guest at select restaurants across India. This benefit is available at restaurants marked with the “Free alcoholic beverage” offer on the EazyDiner app.
3. Movie Benefits
   • Free Movie Tickets: Enjoy up to two complimentary movie tickets worth ₹200 each per month on BookMyShow, totaling a value of ₹400 monthly or ₹4,800 annually.
4. Travel Benefits
   • Complimentary Domestic Lounge Access: Cardholders are entitled to two free domestic airport lounge accesses per quarter (totaling 8 accesses annually).
5. Fuel Surcharge Waiver
   • 1% Fuel Surcharge Waiver: Save on fuel purchases with a 1% waiver on transactions between ₹500 and ₹3,000, capped at ₹250 per statement cycle.

How to Earn and Redeem EazyDiner IndusInd Bank Credit Card Reward Points

How to Earn EazyDiner IndusInd Bank Credit Card Reward Points

1. Dining, Shopping, and Entertainment:
   • Reward Rate: Earn 10 Reward points for every ₹100 spent on dining, shopping, and entertainment.
2. All Other Spends: reward
   • General Spending: Earn 4 Reward Points for every ₹100 spent on other eligible categories, except for fuel. This includes expenses such as groceries, utilities, and other everyday purchases.
3. 3X EazyPoints on Dining Transactions:
   • Exclusive Dining Offers: When you pay your dining bills via the EazyDiner app using the EazyDiner IndusInd Bank Credit Card, you earn 3X EazyPoints (equivalent to 12 Reward Points per ₹100 spent).

How to Redeem EazyDiner IndusInd Bank Credit Card Reward Points

1. Dining Bill Payments via PayEazy:
   • Instant Redemption: The primary redemption option for reward points is via PayEazy on the EazyDiner app. Cardholders can instantly use their accumulated reward points to pay for dining bills, making the redemption process quick and convenient.
   • How to Redeem: When paying the bill through the EazyDiner app, select PayEazy as the payment option. You can then choose the number of reward points you wish to redeem towards the bill amount. The remaining balance, if any, must be paid using the EazyDiner IndusInd Bank Credit Card.
2. Redeem for free meals and luxury stays:
   • Dining Vouchers: Use points to claim exclusive dining vouchers, allowing you to enjoy free or discounted meals at premium restaurants associated with EazyDiner.

EazyDiner IndusInd Bank Credit Card Fees and Charges

1. Interest Rate: 3.83% per month (46% per annum)
2. Foreign Currency Markup Fee: 3.5% of the transaction amount
3. Cash Advance Fee: 2.5% of the amount withdrawn (minimum ₹300)
4. Fuel Surcharge Waiver: 1% of the fuel transaction amount
   • Transaction Range: Applicable on fuel transactions between ₹500 and ₹3,000
   • Waiver Cap: Maximum waiver of ₹250 per statement cycle
5. Late Payment Charges
   • Payment Due Amount Below ₹100: No charge
   • Payment Due Amount ₹100 to ₹500: ₹100
   • Payment Due Amount ₹501 to ₹1,000: ₹350
   • Payment Due Amount ₹1,001 to ₹10,000: ₹550
   • Payment Due Amount ₹10,001 to ₹25,000: ₹800
   • Payment Due Amount Above ₹25,000: ₹950
6. Overlimit Charges: ₹500
7. Card Replacement Fee: ₹100
8. EMI Conversion Fee: ₹250 per EMI conversion request

EazyDiner IndusInd Bank Credit Card Product Details

1. Cardholders receive 2,000 EazyPoints, a complimentary EazyDiner Prime membership worth ₹2,495, and a Postcard Hotels stay voucher worth ₹5,000 as welcome gifts.
2. Earn 10 Reward Points per ₹100 spent on dining, shopping, and entertainment, and up to 3X EazyPoints on dining payments made via the EazyDiner app.
3. Enjoy up to 50% discounts on dining bills through EazyDiner, along with a complimentary premium alcoholic beverage at select restaurants.
4. Avail of up to 2 free movie tickets worth ₹400 monthly on BookMyShow, providing savings of up to ₹4,800 annually.
5. Cardholders get 2 complimentary domestic airport lounge accesses per quarter (8 annually), enhancing the travel experience.
6. Enjoy a 1% waiver on fuel surcharges for transactions between ₹500 and ₹3,000, capped at ₹250 per billing cycle.

EazyDiner IndusInd Bank Credit Card Eligibility Criteria

1. Age Requirement: Applicants must be 21 years of age or older.
2. Income Criteria: Stable income is required, either as a salaried or self-employed individual.
3. Credit Score: A decent credit score of 750 or above is preferred for approval.
4. Nationality: Applicants must be Indian residents.
5. Employment Status: Both salaried professionals and self-employed individuals are eligible.

Documents Required for EazyDiner IndusInd Bank Credit Card

1. Identity Proof: PAN Card, Aadhaar Card, Passport, voter ID, or driving license.
2. Address Proof: Aadhaar Card, Passport, Utility Bills (Electricity, Water, Gas), or Rental Agreement.
3. Income Proof: Latest salary slips, Form 16, or Income Tax Returns (ITR) for self-employed individuals.
4. Photograph: Recent passport-sized photograph.
5. Bank Statements: Last 3-6 months’ bank statements to verify income stability.

How to Apply for the EazyDiner IndusInd Bank Credit Card

• Visit the IndusInd Bank official website or the EazyDiner credit card page.
• Click on the “Apply Now” button.
• Fill in the required personal details and financial information in the online application form.
• Upload the necessary documents for verification.
• Apply for processing.

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