Club Vistara IDFC First Credit Card Review (2024 )

If you are a person who has to travel frequently and you prefer to fly by Vistara, the Club Vistara IDFC First Credit Card is the best credit card for you. This credit provides many travel benefits and rewards to all its cardholders. Let us begin to dive in deep into the Club Vistara IDFC First Credit Card and see what are its features and specifications.

Club Vistara IDFC First Credit Card: Fees and Charges

• Rewards Fee Fun: If you want to use your rewards with the Club Vistara IDFC First Credit Card, you have to pay Rs. 99 each time. So, if you use your rewards a lot, make sure you have some extra money!
• Foreign Shopping Extra: When you buy things from other countries with the Club Vistara IDFC First Credit Card, they add an extra 2.99% to your bill. So if you buy something for Rs. 100, it will cost you a bit more because of this extra fee.
• Interest Rates Info: If you borrow money using your Club Vistara IDFC First Credit Card, you will have to pay interest. It can be between 0.75% and 3.5% every month. Over a whole year, this means it could be from 9% to 42% in total. So try not to borrow too much!
• Cash Withdrawal Charges: With the Club Vistara IDFC First Credit Card, you can get cash without any extra fees for up to 48 days. But if you need to get cash after that, it will cost Rs. 199 every time you take out money. So, use this carefully!

Club Vistara IDFC First Credit Card Details

• Welcome Treats: When you first get the Club Vistara IDFC First Credit Card, you get a free Premium Economy flight ticket and a voucher to upgrade to the next class. It’s like getting a special gift just for signing up!
• Silver Membership Bonus: You also get a free Club Vistara Silver Tier membership when you get the card. This means you can enjoy some extra perks and goodies right away!
• Earn CV Points Fast: For every Rs. 200 you spend using your Club Vistara IDFC First Credit Card, you can earn up to 6 CV Points. 
• Big Bonus Points: If you spend Rs. 30,000 each month for the first 3 months with your new card, you’ll get up to 6000 bonus CV Points. That’s a lot of points for spending money!
• More Free Tickets: When you reach certain spending goals, you can get up to 5 free Premium Economy flight tickets. So the more you use your card, the more free flights you can earn!
• Lounge and Spa Access: You get 2 free visits to domestic airport lounges and spas, and 1 visit to an international airport lounge. 
• Golf Fun: With your card, you get 4 free green fees for golf and 12 golf lessons each year. So if you love golf, this is a great perk!
• Trip Cancellation Cover: If you need to cancel a trip, the Club Vistara IDFC First Credit Card covers up to Rs. 10,000 for flight and hotel bookings. You can use this twice a year to get some money back.
• Foreign Spending Fee: When you use your card to buy things in other countries, there’s a 2.99% extra fee on top of your total. So keep that in mind when shopping abroad!

Advantages and Disadvantages of Club Vistara IDFC First Credit Card

Advantages

• Free Silver Membership: With the Club Vistara IDFC First Credit Card, you get a free Club Vistara Silver Tier membership. This means you can enjoy some extra special perks just for having the card!
• Lounge Access for Free: The card also gives you free access to both international and domestic airport lounges. You can relax in style before your flight without paying extra!

Disadvantages

• High Membership Fee: Some people might think the Rs. 4,999 membership fee is too high. If you don’t use the card often, it could be a lot of money to pay just for having it.
• Reward Redemption Charge: Every time you use your rewards with the Club Vistara IDFC First Credit Card, there’s a Rs. 99 fee. So, if you use rewards a lot, this extra cost can add up.

Rewards Offers of Club Vistara IDFC First Credit Card

• Movie & Dining Perks: You get a free 3-month subscription to EazyDiner Prime and BQ Prime, and up to 20% off at more than 1500 restaurants. But if you don’t eat out or use these services much, this benefit might not be very useful to you.
• Rewards Rate: You earn 6 CV Points for every Rs. 200 you spend, 10 CV Points on dining on your birthday, and 1 CV Point on fuel. This might not feel like a lot if you’re not spending a lot or don’t dine out on your birthday.
• Reward Redemption: To use your CV Points, you have to go to the Air Vistara website to get flight tickets, upgrades, and other benefits. If you don’t fly often or don’t use Vistara, this could be a hassle.
• Travel Perks: You get a free Club Vistara Silver Tier membership and up to 5 free Premium Economy flight tickets. But if you don’t travel much, these benefits might not be worth it.
• Domestic Lounge Access: You get 2 free domestic lounge and spa visits every quarter. If you don’t fly often or live far from the airport lounges, you might not use this benefit.
• International Lounge Access: You get 1 free international airport lounge visit each quarter. If you don’t travel abroad often, this benefit might not be very useful.
• Golf Perks: With the card, you get 4 free green fees and 12 golf lessons each year. If you don’t play golf or don’t need lessons, these perks might not be valuable to you.
• Insurance Benefits: The card offers CFAR trip cancellation cover up to Rs. 10,000 and other travel-related insurance perks. But if you don’t travel much or don’t need this coverage, it might not be very helpful.

Application Process for Club Vistara IDFC First Credit Card

• Apply Online: Click on “Apply Now” to start. Then, fill in all the needed details to apply for the card online. It’s easy and quick!
• Apply Offline: If you prefer, you can also apply for the card by going to your nearest IDFC First Bank branch. Just visit the branch, and they will help you with the application.

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