ICICI HPCL Super Saver Credit Card: Benefits & Review

A credit card that rewards you for all the purchases you carry out in terms of shopping or fuel is quite useful, isn’t it? The ICICI HPCL Super Saver Credit Card is such a credit card, and that is why it is the topic of discussion today in this very article.

Let us know how this credit card helps its cardholders save a good amount of money and get the best rewards and offers.

Fees and Charges Of ICICI HPCL Super Saver Credit Card

• No Fee If You Spend Big: If you spend Rs. 1.5 lakh in one year, you don’t have to pay the annual fee for the next year. So spend lots and no fee!
• Small Fee for Using Points: When you want to use your reward points, you have to pay Rs. 99 plus taxes. It’s like a small fee for getting cool rewards!
• Extra Charge for Using Foreign Money: If you use the card in another country, they charge 3.5% of what you spend. But they will always charge at least Rs. 250, even if you spend a little.
• Interest if You Don’t Pay on Time: If you forget to pay your bill, they charge you 3.4% every month, which adds up to 40.8% in a year! So try to pay on time!
• No Fuel Surcharge: When you fill your vehicle with fuel anywhere in India, they don’t charge the extra 1% fuel surcharge. That means you save money every time!
• Fee for Taking Cash from the Card: If you take cash from the card, they charge you 2.5% of what you take out, or at least Rs. 300. So it’s good to be careful when taking cash!

ICICI HPCL Super Saver Credit Card Details

• Get 2,000 Bonus Points When You Join: If you pay the card’s joining fee in 2 months and spend Rs. 5,000 in the first 45 days, you get 2,000 reward points as a welcome gift!
• Rs. 100 Cashback with HP Pay App: On your first fuel purchase using the HP Pay app, you get Rs. 100 cashback right into your HP Pay wallet!
• Save 5% on Fuel at HPCL: When you buy fuel at HPCL stations, you save 5%! That’s 4% cashback (up to Rs. 200 each month) and 1% fuel surcharge waived.
• Extra Cashback with HP Pay: Get 1.5% more cashback when you buy fuel at HPCL stations using the HP Pay app. Extra savings, yay!
• Fuel Surcharge Waived: Besides the 4% cashback, you also save 1% more by not paying the fuel surcharge at HPCL stations!
• 5% Cashback on Groceries and Utilities: You earn 5% cashback as reward points when you shop for groceries, pay utilities, or buy from departmental stores.
• Earn Points on Other Purchases: For everything else you buy, you get 2 reward points for every Rs. 100 you spend. Points keep adding up!
• Free Road Assistance Anytime: If your vehicle breaks down, you get 24×7 Road Assistance Service (RAS) for free!
• Free Access to Airport Lounges: You can relax at domestic airport lounges for free when you use your card.
• 25% Off on Movies: Get 25% off movie tickets on BookMyShow and Inox! The max discount is Rs. 100 per transaction.
• Discounts at Fancy Restaurants: With the ICICI Bank’s Culinary Treats Program, you get special discounts at partner restaurants! Enjoy yummy food for less!

Specifications of ICICI HPCL Super Saver Credit Card

• 2,000 Welcome Reward Points: When you pay the membership fee within 2 months and spend Rs. 5,000 in the first 45 days, you get 2,000 reward points as a welcome gift!
• Rs. 100 Cashback with HP Pay: After your first transaction of Rs. 1,000 or more using the HP Pay app, you get Rs. 100 cashback added to your HP Pay wallet!
• Save 5% on Fuel at HPCL: When you buy fuel at any HPCL station, you save 5%! This includes 4% cashback and a 1% fuel surcharge waiver.
• Free Airport Lounge Access: You get free access to domestic airport lounges once every quarter if you spend Rs. 5,000 in the previous quarter!
• 25% Off on Movies: Get 25% off on movie tickets booked through BookMyShow and Inox, up to Rs. 100 per transaction. 
• Special Discounts at Restaurants: Enjoy special discounts at partner restaurants with the ICICI Bank Culinary Treats Programme. Yummy food for less!
• No Fee if You Spend Big: If you spend Rs. 1.5 lakh in a year, you don’t have to pay the annual fee the next year. Spend and save!
• Free 24×7 Road Assistance: Get free help with your vehicle, like fixing flat tires, unlocking your car, or even help with lost keys, anytime you need it!

Rewards Offers of ICICI HPCL Super Saver Credit Card

• 4% Cashback on Fuel at HPCL: When you buy fuel at HPCL stations, you get 4% cashback! The most you can earn is Rs. 200 each month, which means you can get cashback on fuel purchases of up to Rs. 5,000 every month.
• 5% Cashback on Utilities and Stores: You earn 5% cashback as ICICI Reward Points when you pay for utilities or shop at departmental stores! That’s 20 Reward Points for every Rs. 100 you spend. You can earn up to 400 Reward Points each month, which gives you Rs. 100 cashback in these categories!
• 2 Reward Points on Other Purchases: For everything else you buy, both in India and abroad, you get 2 Reward Points for every Rs. 100 you spend. More points, more rewards!

Eligibility Criteria for ICICI HPCL Super Saver Credit Card

• Must Be 21 or Older: To apply for the card, you need to be at least 21 years old.
• Need a Stable Income: You should have a steady source of income to get this credit card.
• Good Credit Score Needed: You need a decent credit score to be eligible for the card!

Application Process for ICICI HPCL Super Saver Credit Card

• Apply Online Easily: You can apply for the card by going to ICICI’s website, filling out the online form, and uploading the needed documents!
• Documents You’ll Need: You need identity and address proof for KYC and proof of income like salary slips or an ITR acknowledgment.
• Apply Offline at the Bank: You can also visit the nearest ICICI Bank branch to apply. Just fill out the form here and bring all the required documents with you.

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