IndusInd Bank Credit Cards

IndusInd Bank Credit Cards Benefits and Features

Credit cards from IndusInd Bank provide a range of exclusive benefits and features that are customised to fit your needs. Now let’s explore a few of these fascinating advantages:

1. Welcome Benefits: Upon your registration for an IndusInd Bank credit card, a range of rewarding starting benefits awaits you. Things like free movie tickets, Bonus Reward Points, gift cards, and even access to premium memberships of different special platforms are some of the examples of these.

2. Reward/Cashback: Once you have the credit card, provided by the bank, you are entitled to receive different offers like cashback and points as well from your IndusInd Bank credit card each time you swipe it. The best thing about these is that you have the possibility to use the points in multiple ways; you could convert them into anything from flight discounts to store credit for shopping.

3. Entertainment and Dining Delights: The top credit cardholders of IndusInd credit cards are allowed to take advantage of different movies and dining cultures due to the features that accompany the rewards. Get free movie tickets, offers at luxury restaurants, and other thrilling savings that entertain you at all times.

4. Travel Benefits: If you are a frequent flyer or a vacation enthusiast, then you are in luck because IndusInd Bank offers a set of travel benefits that are second to none. You may choose from an array of travel offers starting from complimentary access to airport lounges and discounts on hotel and ticket reservations. Few cards even grant free memberships with the finest hotels and most important airline companies.

5. Extra Benefits: On top of what is mentioned above, some IndusInd credit cards offer a laundry list of additional non-mentioned perks as they aim to make their clients’ lives easier. These could include benefits that waive the cost of fuel, insurance policies, golf outings, and more. Your IndusInd Bank credit card will no longer feel like the means to make payments issued by the bank but a passport to a smooth sailing life and luxury.

IndusInd Bank Credit Card Rewards and Cashback

You can earn benefits with IndusInd Credit Cards in the form of cashback, InterMiles, reward points, or other rewards. Depending on the card and spending category, different rewards and incentives apply. The top Indian credit cards’ reward rates are compared here:

1. IndusInd Bank Indulge Credit Card:	For every Rs. 100 spent, earn 1.5 Reward Points.
2. IndusInd Bank Crest Credit Card:	Earn 2.5 reward points for every Rs. 100 spent on foreign purchases and 1 reward point for every Rs. 100 spent on domestic transactions.
3. IndusInd Bank Pioneer Heritage Credit Card:	Earn 2.5 reward points for every Rs. 100 spent on foreign purchases and 1 reward point for every Rs. 100 spent on local transactions.
4. IndusInd Bank Pinnacle Credit Card:	Earn 2.5 reward points for every Rs. 100 spent online and 1.5 reward points for every Rs. 100 spent on online travel and flight reservations.
5. IndusInd Bank Legend Credit Card:	Earn 1 reward point for every Rs. 100 spent on weekdays and 2 reward points for every Rs. 100 spent on weekends.
6. IndusInd Bank Duo Credit Card:	For every Rs. 150 spent, earn one reward point.
7. IndusInd InterMiles Voyage Visa Credit Card:	Earn 4 InterMiles for every Rs. 100 spent on travel and hotel reservations and 2 InterMiles for every Rs. 100 spent on other categories on weekdays.
8. IndusInd Bank Platinum Select Credit Card:	For every Rs. 150 spent, earn one reward point.
9. IndusInd Bank Platinum Aura Credit Card:	Earn 0.5 Saving Points for every Rs. 100 spent on all categories and 4 Saving Points for every Rs. 100 spent on certain categories.

How To Earn and Redeem IndusInd Bank Credit Card Reward Points?

Users of credit cards issued by IndusInd Bank can utilise the IndusMoments portal to redeem their reward points. To accomplish this, choose the vouchers you wish to use and finish the transaction by entering your credit card information.

Every transaction made with an IndusInd Bank credit card earns you reward points, and the greatest part is that these points never expire. As long as you own the card, you can do this to accrue and redeem them whenever it is convenient for you.

How to redeem the Reward Points on Your IndusInd Credit Card:

• Step 1: Go to www.indusmoments.com to access the IndusMoments site.
• Step 2: Decide on the kind of credit card.
• Step 3: Enter your registered cellphone number and the last four numbers of your card to log in.
• Step 4: In the menu bar, select “redeem” to peruse the different service categories.
• Step 5: Fill the cart with the merchandise and coupons you’ve selected.
• Step 6:  Continue with “checkout.”
• Step 7: To finish the purchase, enter your credit card information

IndusInd Bank Credit Card Eligibility Criteria & Required Documents

IndusInd Bank has set clear eligibility criteria for issuing credit cards to applicants:

• Applicants must be aged between 21 and 75 years.
• Applicants must be a citizen of India to apply.
• Non-ICICI Bank Salaried customers: ₹3,60,000
• They must be either self-employed or salaried employees.
• A stable income source is required. A minimum income of INR 20,000 per month is necessary.
• You need to have a good CIBIL score.

Documents Required:

When applying for an IndusInd Credit Card, have the following documents ready. If applying online, keep scanned copies available:

Identity Proof	Address Proof
Aadhaar Card	Aadhaar Card
Driving License	Passport
Voter’s ID	Utility Bills (not more than 3 months old)
PAN Card	Any other government-approved ID
Passport	–
Any other government-approved ID	–

Income Proof (any one):

• Bank Statement or salary slip from the last 3 months
• Last 2 years’ audited financial report

IndusInd Bank Credit Card Annual Fees and Charges

There is a joining fee that IndusInd Bank customers must pay in order to activate their credit card. In order to keep the card active after the second year, there is usually an annual or renewal cost. These fees have different amounts based on the type of card. Certain credit cards waive fees upon reaching a predetermined spending threshold. The yearly and joining fees for a few well-known IndusInd credit cards are listed below:

Credit Card	Joining Fee	Annual Fee
IndusInd Legend Credit Card	Rs. 9,999	Nil
IndusInd Bank Platinum Credit Card	Rs. 3,000	Nil
IndusInd Bank Platinum Aura Edge Credit Card	Rs. 500	Nil
EazyDiner IndusInd Credit Card	Rs. 1,999	Rs. 1,999
InterMiles IndusInd Odyssey Credit Card	Rs. 10,000	Nil
IndusInd Bank Nexxt Credit Card	Rs. 10,000	Rs. 4,000

Other Fees & Charges

Here are the fees for various services related to IndusInd Bank credit cards:

Add-on Card Fee:	Nil
Returned Cheque Fee:	Rs. 250
Balance Enquiry Charges on Other Bank ATMs:	Rs. 25
Card Replacement Fee:	Rs. 100
Cash Payment at IndusInd Bank Branch:	Rs. 100
Rewards Redemption Fee:	Rs. 100
Duplicate Physical Statement Request:	Rs. 100 per statement beyond the last 3 months.

Apply Online for Indusind bank credit card

Applying for an IndusInd Bank credit card online is straightforward. Here’s how you can do it:

1. Visit the IndusInd Bank Website: Go to the IndusInd Bank website and find the credit card section.
2. Check Your Eligibility:Enter your mobile number and PAN to see if you qualify for a credit card.
3. Choose Your Card: Select the credit card that best suits your needs from the available options.
4. Fill Out the Application Form: Complete the form with your personal and financial details.
5. Complete Video KYC: Finish the application by verifying your identity through a video KYC process.
6. Receive Your Card: Once approved, your credit card will be sent to you within a few days.

This easy process allows you to apply for a credit card from the comfort of your home.

How To Activate IndusInd Bank Credit Cards?

The procedures to activate your IndusInd credit card through different means are as follows:

1. Activation Page:

• Check Out the Service Page: Proceed to the credit card service page of the bank.
• Enter Card Details: Enter your registered cellphone number and the last four digits of your card number.
• Enter OTP: Type the OTP that was sent to your registered cellphone number.
• Set Up PIN and Enable Transactions: Configure your PIN and allow online transactions with your card.

2. SMS-based activation:

• Allow Domestic Online Transactions: From your registered cell number, send the SMS “ACTE” to 5676757. Your IndusInd Credit Card can now be used domestically online due to this feature.
• Enable International Transactions: Send an SMS from your registered mobile number to 5676757 with the message “ACTI.” This will allow your IndusInd Credit Card to be used online internationally.

3. Using the IndusMobile App to Activate:

For Clients Already in Bank:

• Login: Launch the IndusMobile application and grant access.
• Link Your Card: Select Cards -> Credit Card -> Click Here to Link Immediately.
• Input Credit Card Information: – Give your credit card information.
• Verify using OTP: – Enter the code that was delivered to the mobile number you registered.

New Users:

• Open the App: Save and launch the IndusMobile application.
• Input Cell Phone Number: Provide your cell phone number
• Click on ‘I’m new at Bank’: Select Credit Card after choosing “Do not have a User ID.”
• Enter Card Details: Enter the information for your credit card.
• Verify with OTP: Type the code that was delivered to the mobile number you registered.

How To Contact IndusInd Credit Card Customer Care Assistance?

Call customer service at IndusInd Bank at 1860 267 7777 and ask for help from bank officials to activate your credit card.

Visit a Branch

Alternatively, to finish your credit card activation, go to the closest IndusInd branch and ask bank employees for help if you run into any problems with the aforementioned techniques. You will be able to make use of your IndusInd credit card’s benefits quickly with these adaptable activation choices.

IndusInd Bank Credit Cards Login/Net Banking

Log in with an IndusInd Bank Credit Card:

Here are the steps to log in to your IndusInd Bank credit card account through internet banking:

• Visit the Website: Go to the IndusInd Bank’s official website.
• Click Login: Click the ‘Login’ button located at the top right corner of the screen.
• Enter Credentials: Input your username and password to access your account summary.

Netbanking with an IndusInd Bank Credit Card:

Users need to follow these steps:

• Login : Enter your username and password to access your account via the IndusInd Bank online banking website.
• Go to Service Request :Choose ‘Service Request’ from the menu, then select ‘Indus Net Request’.
• Link Your Credit Card : Press the ‘Link your Credit Card’ button.
• Enter Card Details : Provide your IndusInd Bank credit card information, such as the date of birth, CVV number, and expiration date, as stated on the credit card. Add the card now.

How To Compare IndusInd Bank Credit Cards & Choose The Best One?

It’s wise to consider the following factors while comparing and searching for the best IndusInd Bank credit card for you:

1. Determine what a credit card is necessary for: Consider your lifestyle, your spending patterns, and whether you enjoy travelling. This is going to help you focus on your alternatives

2. Examine the costs associated with every card: Examine fees for joining, yearly, and foreign transactions, among other things. This aids in your comprehension of the card’s price.

3. Examine the benefits each card provides: Weigh all your options for using the points or money you can accrue. This aids in determining if the benefits align with your preferred means of making purchases.

4.Consider the extra benefits and sign-up bonuses that each credit card provides: These could include free memberships, prize points, or coupons. It is wise to compare the benefits as they may vary based on the card.

Conclusion

To sum up, IndusInd Bank Credit Cards come with a ton of features and benefits that are designed to meet a variety of lifestyle requirements. These credit cards accommodate a range of interests, from travel benefits and dining privileges to special rewards and cashback offerings

The procedure of obtaining and managing an IndusInd credit card is simple and effective, with the help of hassle-free online application processes and user-friendly tracking and activation methods. IndusInd Bank offers a card to suit your needs, whether you’re trying to improve your vacation experiences, treat yourself to fine dining, or make daily transactions easier. Apply online for an IndusInd Bank credit card now to access a world of benefits and convenience.

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