Standard Chartered Bank Credit Card Pin Generation & How To Change

Standard Chartered Bank is among the top international banks. It is because it has established a strong presence in various markets around the world. The bank is particularly known for its credit cards.

There are popular options like the Standard Chartered Platinum Rewards Credit Card, Standard Chartered Super Value Titanium Credit Card, and Standard Chartered Ultimate Credit Card. These cards offer multiple benefits like reward points, cashback, and whatnot. 

When you receive a Standard Chartered credit card, one of the first things you must do is generate a Personal Identification Number. This PIN is extremely necessary for authorizing transactions. Moreover, it further adds a layer of security to your financial activities. However, many new cardholders may find the PIN generation process somewhat confusing or are unaware of how to change their PIN when needed. 

If you’re facing similar concerns, don’t worry, this article will guide you through the entire process of Credit Card PIN generation & Change Methods.

How to Generate Your Standard Chartered Credit Card PIN

Generating a PIN for your Standard Chartered credit card is easy, and you can do it through multiple channels.

Here’s a guide on how to go about it. 

#1. Using the Online Banking Portal

Standard Chartered offers a user-friendly online banking portal, where you can easily generate your credit card PIN. Here’s how:

1. Login to your account: Visit the Standard Chartered online banking portal and log in using your username and password.
2. Navigate to Card Services: Once logged in, go to the ‘Card Services’ section.
3. Select Credit Card PIN: Choose the option to generate or change your credit card PIN.
4. Enter your details: You will be asked to enter your credit card number and other relevant information.
5. Set your PIN: Enter a 4-digit PIN of your choice, confirm it, and submit.
6. Receive confirmation: You will receive a confirmation message indicating that your PIN has been successfully set.

#2. Using the Standard Chartered Mobile Banking App

The mobile banking app is another convenient way to generate your credit card PIN. Here’s the process:

1. Download and log in: If you haven’t already, download the Standard Chartered mobile app and log in with your credentials.
2. Access Card Services: Navigate to the ‘Card Services’ section from the main menu.
3. Select PIN Generation: Choose the ‘Generate PIN’ option under your credit card details.
4. Set your PIN: Enter a 4-digit PIN, confirm it, and submit.
5. Confirmation: A confirmation message will be displayed once your PIN is successfully generated.

#3. Through Customer Care

If you prefer speaking with a customer service representative, you can generate your PIN by calling Standard Chartered’s customer care. Follow these steps:

1. Call the customer care number: Dial the Standard Chartered customer care number provided on the back of your credit card.
2. Authenticate your identity: You will need to authenticate your identity by providing personal details and answering security questions.
3. Request PIN generation: Inform the representative that you wish to generate a new PIN for your credit card.
4. Follow instructions: The representative will guide you through the process, and you will receive an OTP (One-Time Password) on your registered mobile number.
5. Set your PIN: Use the OTP to set your new PIN through the automated voice response system or the IVR (Interactive Voice Response) system.
6. Confirmation: You will receive a confirmation that your PIN has been successfully set.

How to Change Your Standard Chartered Credit Card PIN

Changing your credit card PIN is equally important, especially if you suspect that your PIN has been compromised or simply want to update it regularly for security reasons. Standard Chartered provides multiple options for changing your PIN.

1. Online Banking Portal

If you’re already using Standard Chartered’s online banking, changing your credit card PIN is simple:

1. Log in to Online Banking: Access your account using your username and password.
2. Navigate to Card Services: Go to the ‘Card Services’ section and select ‘Change PIN.’
3. Enter your current PIN: Input your current PIN to proceed.
4. Set a new PIN: Enter your new 4-digit PIN, confirm it, and submit.
5. Receive confirmation: A confirmation message will appear once the change is successful.

2. Mobile Banking App

The mobile banking app also allows you to change your credit card PIN quickly:

1. Log in to the App: Access your account on the mobile banking app.
2. Go to Card Services: From the main menu, select ‘Card Services’ and then ‘Change PIN.’
3. Enter your current PIN: Provide your current PIN to move forward.
4. Set a new PIN: Choose a new 4-digit PIN, confirm it, and submit.
5. Receive confirmation: You’ll get a notification confirming that your PIN has been changed.

3. ATM Method

You can also change your credit card PIN by visiting a Standard Chartered ATM:

1. Insert your credit card: Visit a Standard Chartered ATM and insert your credit card.
2. Select PIN Change: Choose the ‘PIN Change’ option from the menu.
3. Enter your current PIN: Provide your existing PIN.
4. Set a new PIN: Enter and confirm your new 4-digit PIN.
5. Confirmation: You will receive a receipt or an on-screen message confirming the change.

Important Tips for Managing Your Credit Card PIN

While generating and changing your credit card PIN is crucial, managing it securely is equally important. 

Here are some tips:

• Do not use easily guessable numbers like ‘1234,’ your birth year, or any part of your phone number.
• For better security, consider changing your PIN every few months.
• Never disclose your PIN to anyone, even if they claim to be from the bank.
• Avoid writing down your PIN; instead, memorize it to prevent unauthorized access.
• Regularly check your account statements for any unauthorized transactions and report them immediately.

Final Words

Standard Chartered bank offers a variety of simple methods for generating and changing your credit card PIN. Thus, you can choose the easiest you find. Also, it’s essential to manage your PIN carefully, update it regularly, and adhere to best practices for maintaining the security of your account. 

By following the steps outlined in this article, you can confidently manage your Standard Chartered credit card PIN and enjoy the numerous benefits that come with being a cardholder. Hope this article helped you with the process of Credit Card Pin Generation & Change Methods.

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