Numerous bonuses and incentives are available to you when using SBI credit cards for credit card transactions. But, losing them might have a negative impact on your credit score if you fail to report the loss or make the required payments on time.
If your credit card is lost or stolen, there are several ways to report it and stop it without going to the bank, according to the State Bank of India.
How Can My SBI Credit Card Be Permanently Blocked?
The following procedures can be used to permanently disable SBI credit cards:
- For credit card blocking, think about going to the SBI credit cards official website and logging in.
- To permanently deactivate your credit card, use the SBI “YONO” mobile app and select the “Block Credit Card” option.
- Enter “BLOCK XXXX” (XXXX being the last four digits of your credit card number) in an SMS sent from your registered mobile phone to 5676791.
- To register your request, phone 39-020202 (24 hours a day, 7 days a week) or 1860-180-1290 (toll-free).
How Can I Use Net Banking to Block SBI Credit Cards Online?
Use the fast and easy instructions listed below to ban SBI credit cards online:
Step 1: Go to the SBI Credit Card website and register.
Step 2: Enter your login information, such as your password and ID or cellphone number, to access your account.
Step 3: Select the Services menu.
Step 4: Select the “Block Lost/Stolen Card” option.
Step 5: Select the credit card number you wish to ban if you have multiple active credit cards.
Step 6: Check the information you provided and send your SBI credit card banning request by clicking “Submit.”
How Can I Block My SBI Credit Card Through SMS?
To use SMS to ban SBI credit cards, follow these steps:
Step 1: Go to your phone and open a new message.
Step 2: Enter “BLOCK XXXX” (where XXXX is your credit card number, the last four numbers).
Step 3: Text 5676791 with the message using the registered cellphone number.
How Can International SBI Credit Card Transactions Be Blocked?
If you travel overseas and misplace your SBI credit card, you can report the loss by calling the country-specific Visa hotline number provided by SBI. The following are the hotline numbers.
| Country | Contact Number |
|---|---|
| Australia | 1800-012-473 |
| Japan | 006-633-812-439 |
| USA | 1866-328-4209 |
| UK | 808-101-7633 |
| Bahrain | 80-801-724 |
| Netherlands | 800-022-3031 |
| New Zealand | 800-449-909 |
| Belgium | 80-076-562 |
| Oman | 800-757-92 |
| Qatar | 00800-100-157 |
| Canada | 1866-3284-209 |
| France | 800-740-849 |
| Russia | 810-800-293-010-12 |
| Hong Kong | 800-932-045 |
| Saudi Arabia | 800-814-4209 |
| South Africa | 800-982-360 |
| Italy | 800-789-407 |
| UAE | 800-091-190-05 |
How is the SBI Credit Card Unblocked?
The following list outlines the many ways you can unlock the SBI Credit Card:
1. By going to the bank’s branch
You can ask to get the card unlocked by going to an SBI branch. The credit card will be unblocked upon request.
2. Application in Writing
To request that the card be unblocked, send a formal application to the SBI manager.
3. Internet Gateway
- Go to SBI Card’s official website.
- Finish the login process.
- Go to ‘Card Activation’. You may find the option by going to the ‘Request’ tab.
- To finish, select the card that you want to unblock.
How to Request an SBI Credit Card Replacement
A SBI credit card can be reissued or replaced by cardholders in a few different ways. Your credit card will be stopped regardless of whether it was unintentionally stolen or misplaced. You must submit a request in order to continue activating it or reissue it. To apply for an SBI credit card replacement or reissue, there are three methods available.
1. Use the SBI Card Website to Apply for an SBI Credit Card Reissue.
Learn how to replace your SBI credit card by following these easy steps on the official website.
- Login to sbicard.com, the official SBI Card website.
- To enter the necessary login information, click the login button.
- You may access the dashboard by login onto the website.
- On the left side of the screen, select the “Request” tab.
- Click on the “Reissue/Replace Card” option.
- Please choose your credit card number.
- Click the “Submit” button.
2. Use the SBI Replacement Credit Card Application Mobile App
Through the SBI Card mobile app, cardholders may request a reissue of their credit card. Observe the instructions listed below:
- Install the SBI Card Mobile app on your phone after downloading it.
- Use the login credentials to access your SBI account after opening the app.
- On the screen, there is a Menu button.
- The ‘Service Request’ option is located under the menu.
- Select the “Reissue/Replace Card” option.
- Select the card number, then press the submit button.
- And that’s it! Applying for a replacement SBI credit card via the mobile app is simple and straightforward with this method.
3. Contact customer care to apply for a replacement SBI credit card.
Contacting customer service is an additional method of applying for a replacement SBI credit card. Customers can ask for the credit card to be reissued by calling the SBI Card Helpline service. Calling the customer service executive will allow cardholders to register for a credit card reissue. Following approval of the request, a replacement card will be sent to the cardholders’ registered address.
Conclusion:
To report any type of loss or damage to your credit card, simply follow the above-mentioned instructions. The aforementioned techniques may assist in blocking SBI credit cards and safeguarding your credit account right away from any misuse.
FAQs:
Q1. How will I find out whether or not my card is blocked?
Your registered email address and cellphone number will be notified about the banned status of your credit card. Your credit card cannot be used for any online purchases.
Q2. When will my SBI credit card be replaced or reissued?
You will get the new SBI credit card seven working days after submitting a request to have your old credit card reissued or replaced.
Q3. Is it expensive to issue a new credit card or replace an old one?
A replacement cost of Rs. 100 plus taxes is required in order to replace or reissue your credit card.
Q4. Will credit card accounts be closed as a result of an SBI credit card being blocked?
While blocking won’t terminate your current credit card accounts, it will stop you or anybody else from making any purchases using an SBI credit card.
Q5. Can my barred SBI credit card be unblocked or reactivated?
Within three months of the credit card being stopped, you can apply to have your blocked SBI credit cards unblocked or reactivated.
Q6. Are my SBI credit card number and account number the same?
No, the SBI credit card number and SBI account number are not the same.