HSBC Bank provides a number of choices for credit card bill payment, there are 11 payment methods available to you for paying off the outstanding debt on your HSBC credit card.
Paying your card bills can help you qualify for multiple credit cards and raise your credit limit. Having no dues also improves your creditworthiness and reduces the likelihood of your credit card application being denied.
This article has some of your online and offline alternatives for credit card bill payment.
Various Ways to Make Online Payments for Your HSBC Bank Credit Card
Online payment channels can be used to manage credit card bills. Enjoy the flexibility of paying your bills anytime, anywhere.
1. How do I pay my HSBC Bank credit card bill through Internet Banking?
You can use this option if you log in to your HSBC personal online banking account. Before you can make payments, you have to register for the service. You can complete your registration using any of these options.
- ATM Card Details: Using Card number and PIN
- Debit Card Details: Using Number and activated PIN
- Your Credit Card Details: Through the Card number and ATM PIN
- Your Personal Banking ID: A 10-digit number and a 6-digit phone banking PIN.
2. Can I pay my HSBC Bank credit card bill using NEFT?
You need to provide your HSBC Card number to make NEFT payments. It is a secure money transmission platform.
Step 1: Log in to internet banking at your bank through your username and password.
Step 2: The HSBC Bank Credit Card can be added as a beneficiary.
Step 3: The Beneficiary area requires your name, credit card number, IFSC code, and address.
Step 4: Proceed to the NEFT fund transfer, pay the HSBC Bank credit card balance, and choose the beneficiary.
3. How do I pay my HSBC Bank Credit Card bill with BillDesk?
Use BillDesk’s payment method to pay your bill from another bank. To accomplish this, go to the HSBC CardNet BillDesk website and fill out the blanks that appear on your screen.
Step 1: Go to BillDesk’s website and pick your card type.
Step 2: Enter your credit card number, email address, phone number, and the amount of your bill.
Step 3: Next, pick your bank account and click ‘Submit’.
4.How can you pay for your HSBC Bank credit card using mobile banking?
Simply download the HSBC Mobile app from the Google Play or Apple Store to pay your credit card bills.
5. How can I pay my HSBC Bank Credit Card with standing instructions?
In layman’s terms, standing instructions refer to the ability to pay automatically. Simply pick this option, and your credit card account will be paid automatically on the set payment date each time. This option is exclusively available to HSBC Bank clients.
6. Can I pay my HSBC Bank Credit Card bill using the Electronic Clearing System?
If you’re not an HSBC Bank account holder, use this method to settle your HSBC credit card balance. This option can be found in certain cities.
Different Ways to Pay Your HSBC Bank Credit Card Bill Offline
HSBC also provides offline payment solutions to help you keep up with your payments.
1. How can I settle my HSBC Bank credit card bill using a cheque or draft?
You can pay your credit card account by writing a check and mailing it to the nearest HSBC Bank location.
2. How can I pay my HSBC Bank Credit Card bill via PhoneBanking?
Clear up any confusion about this strategy: Mobile banking is different from phone banking. PhoneBanking allows you to contact customer service to pay your bills.
3.How to pay my HSBC Bank Credit Card bill using an ATM?
ATMs are operational 24/7, every day of the week You can choose whether to deposit cash or a cheque at your leisure. You also have the option to use the ATM for transferring money.
4.How to pay your HSBC Bank Credit Card bill over the counter?
Last but not least, HSBC offers an over-the-counter payment option; you may go to a bank location and submit a check to pay off any outstanding credit card amounts.
Conclusion
After reviewing all of the payment options listed above, we can conclude that you have plenty of options for paying off your credit card debt on schedule. HSBC offers ways for both clients and non-customers.
Opting for standing instructions and an electronic clearance system may be the best option because you may request that the bank clear your dues on a certain date. You can instruct the bank to deduct the whole bill amount on the specified date or a minimal amount at your convenience. You can rest assured, as there’s no need to worry about late payments or fines.
FAQs on Credit card bill payment in HSBC Bank
Q1. How long will it take for my NEFT payment to appear on my credit card account?
Ans: National Electronic Funds Transfer (NEFT) is the easiest and most secure option. It will take between 30 minutes and three days to display the cleared dues status.
Q2. Are there any fees for over-the-counter cash transactions?
Ans: There is a Rs. 100 charge for all cash payments made in person at the branch directly to bank staff.
Q3. What is the easiest way to pay a credit card payment if I do not have an HSBC account?
Ans: You can use an Electronic Clearing Service to settle the outstanding credit card balance. This payment method lets you settle your bills without needing an account at HSBC Bank.
Q4. Do I get to set a date on which the sum is deducted automatically without having to keep track of it?
Ans: Yes, you may set up standing instructions; simply visit the bank and ask the bank representative to set up an auto-pay option for you. The cash will be automatically withdrawn from your account on the set day, so you will not have to worry about the due date.
Q5. My HSBC credit card is missing. What am I supposed to do?
Ans: You may report card loss using MobileBanking or by phoning customer support at 1800 267 3456/1800 121 2208.