HSBC Premier Metal Credit Card: Features, Offers & Apply Now

If you are looking for a credit card that rewards you with various offers for spending your own money with the help of that credit card, you are reading the article you need. The HSBC Premier Metal Credit Card is a credit card that provides a good number of benefits and rewards to all its cardholders, starting from travel to dining benefits and so much more. Today, we want to talk about this HDFC credit card, the HSBC Premier Metal Credit Card, and see what its features and specifications are.

Fees and Charges

• Easy Rewards Redemption: Each time a person wants to use their rewards with the HSBC Premier Metal Credit Card, they have to pay Rs. 50.
• Small Fee for Foreign Purchases: When you buy something in a different currency with the HSBC Premier Metal Credit Card, you will be charged 0.99% of the total amount.
• Monthly Interest Rates: If you don’t pay back what you spent using this Credit Card, you’ll have to pay 2.49% interest each month. This totals an annual rate of 29.88%.
• Fuel Savings: With the HSBC Premier Metal Credit Card, you get a 1% waiver on fuel surcharge when you pay for fuel.
• Cash Advance Charges: When a person withdraws cash using their Credit Card, they will incur a fee of either Rs. 300 or 2.5% of the cash withdrawn, depending on which amount is higher.

HSBC Premier Metal Credit Card Details

• Exclusive for Special Customers: This HSBC Premier Metal Credit Card is only for HSBC Premier Relationship customers.
• Free Taj Epicure Membership: You get a free membership to the Taj Epicure Club when you have the HSBC Premier Metal Credit Card.
• Earn Reward Points: With the HSBC Premier Metal Credit Card, a person earns 3 reward points for every Rs. 100 spent.
• Transfer Your Reward Points: You can transfer your reward points to partner airlines’ AirMiles programs and hotel loyalty programs using the HSBC Premier Metal Credit Card.
• Redeem Rewards for Cool Stuff: The HSBC Premier Metal Credit Card lets you redeem your Reward Points for products, shopping vouchers, and more from the bank’s rewards catalog.
• Lower Fees for Foreign Purchases: With this Credit Card, you pay a smaller fee (0.99%) when buying things in a different currency.
• Free Airport Lounge Access: You get complimentary access to airport lounges with your HSBC Premier Metal Credit Card.

Rewards and Offers | HSBC Premier Metal Credit Card

• Fun with Movies & Dining: Get a BOGO (Buy One, Get One) offer on BookMyShow and enjoy 30% off your dining bills with EazyDiner when using the HSBC Premier Metal Credit Card.
• Earn More with Rewards: For every Rs. 100 you spend with the HSBC Premier Metal Credit Card, you earn 3 reward points.
• Easy Reward Redemption: Use your HSBC Premier Metal Credit Card points to transfer to airlines’ AirMiles or hotel loyalty programs, or redeem for shopping vouchers and products from the bank’s rewards catalog.
• Travel Benefits: Enjoy 8 free visits to international airport lounges for your guests when you have the HSBC Premier Metal Credit Card.
• Unlimited Domestic Lounge Access: Get unlimited access to airport lounges across India with your HSBC Premier Metal Credit Card.
• Unlimited International Lounge Access: Enjoy unlimited access to international lounges with the HSBC Premier Metal Credit Card.
• Free Golf Lessons: Get up to 24 free golf lessons at different places in India with your HSBC Premier Metal Credit Card.
• Extra Insurance Protection: The HSBC Premier Metal Credit Card offers emergency services and international travel insurance to keep you safe.

Benefits of HSBC Premier Metal Credit Card

• Cool Welcome Gifts: Get free memberships to Taj Epicure and EazyDiner when you start using the HSBC Premier Metal Credit Card. Plus, you receive Taj gift vouchers worth Rs. 12,000.
• Free Airport Lounge Access: With the HSBC Premier Metal Credit Card, you get unlimited free access to lounges at domestic and international airports. Your guests also get 8 free visits to international lounges worldwide.
• Lower Foreign Currency Fees: When you use the HSBC Credit Card for purchases in foreign currency, you pay a smaller markup fee of just 0.99%. Most other cards have fees ranging from 2.5 to 3.5%.
• Fun Movie Offers: Every week, you can get a Buy One Get One Free offer on movie tickets through BookMyShow with the HSBC Premier Metal Credit Card.

Reward Points of the HSBC Premier Metal Credit Card

• Earn Reward Points Easily: Every time a person spends Rs. 100 using their HSBC Premier Metal Credit Card, they earn 3 reward points.
• No Expiry on Reward Points: The Reward Points you earn with your HSBC Premier Metal Credit Card never expire, so you can use them whenever you want.
• Cool Redemption Options: You can redeem your HSBC Premier Metal Credit Card Reward Points for lots of things, including Apple products. You can use them at a 1:1 ratio with Imagine vouchers.

Travel Rewards with HSBC Premier Metal Credit Card

• Awesome Travel Rewards: Enjoy amazing travel rewards.
• Easy Airmiles Conversion: You can convert your Reward Points to air miles at a 1:1 ratio with more than 20 domestic and international airlines.
• Get Apple Products Too: Use your reward points to get your next Apple product with a 1:1 redemption using Imagine vouchers.
• No Expiration on Points: Your reward points never expire, so you can use them whenever you want.
• Earn Points on Every Purchase: For every Rs. 100 you spend, you earn 3 reward points with your HSBC Premier Metal Credit Card.

Rewards Redemption | HSBC Premier Metal Credit Card

You can easily change your Credit Card Reward Points into different Airmile programs at a 1:1 rate. Here’s how it works:

• Club Vistara points:

1 reward point = 1 CV point.

• Etihad Airways:

1 reward point = 1 mile.

• Singapore Airlines (Kris Flyer):

1 reward point = 1 Kris Flyer mile.

• British Airways Executive Club (Avios):

1 reward point = 1 Avios mile.

• InterMiles:

1 reward point = 1 intermile.

Customer Care | HSBC Premier Metal Credit Card

• 24/7 Helpline: HSBC offers 24/7 customer support for those who hold the HSBC Premier Metal Credit Card.
• Need Help or Lost Your Card: If you need any help or want to report a lost card, you can call these numbers anytime:
  • 1800 266 3456 (toll-free)
  • +91-40-61268001 (international)

HSBC Premier Metal Credit Card | Eligibility Requirements

• Keep a Total Relationship Balance (TRB): Maintain a quarterly TRB of Rs. 40,00,000 with HSBC in India.
• Mortgage Relationship: Have a mortgage relationship with a disbursal of Rs. 1,15,00,000 or more with HSBC India.
• Corporate Salary Account: Hold a corporate salary account under the HSBC Corporate Employee Programme (CEP) in India with a net monthly salary of Rs. 3,00,000 or more credited to the account.

Apply Procedure for HSBC Premier Metal Credit Card 

Have an HSBC Premier Relationship: To get the HSBC Premier Metal Credit Card, you must have an HSBC Premier relationship in India.

Simple Online Application: If you already have this Premier relationship, just click on the “Apply Now” button to start your application.

Documents You’ll Need: You’ll need to submit a few documents:

• Identity/Address Proof: Aadhaar card, Voter card, etc.
• Proof of Income: Income verification can be done using salary slips or acknowledgment of audited income tax returns (ITR).

Conclusion

The HSBC Premier Metal Credit Card is a fantastic choice for people who love to travel and dine out. It offers a lot of benefits, like earning reward points for every purchase, free access to airport lounges, and cool welcome gifts. With easy ways to redeem points and lower fees for foreign transactions, this card helps you get more for your money. If you meet the eligibility criteria, applying for this card could be a smart decision to enjoy all the perks it offers.

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