HDFC Add-On Credit Cards Pin Generation & How To Change

Unnati Jain

Author : Unnati Jain

Fact Checker : Kushal Arora

Author : Unnati Jain

Fact Checker : Kushal Arora

Disclaimer

Our website promotes credit card services offered by various banks in India. We are not affiliated with or endorsed by any banks. We receive commissions for referrals. We are committed to your privacy and security, and we do not engage in phishing or fraudulent activities. Please verify all terms and conditions with the respective banks before applying for any credit card. Use the information provided here responsibly and make informed decisions.

Disclosure: Our website promotes credit card services offered by various banks in India. We are not affiliated with or endorsed by any banks. We receive commissions for referrals. We are committed to your privacy and security, and we do not engage in phishing or fraudulent activities. Please verify all terms and conditions with the respective banks before applying for any credit card. Use the information provided here responsibly and make informed decisions.

In the modern era, ensuring the security of your financial transactions is crucial. And, one of the key security measures for credit cards is the Personal Identification Number (PIN). This means, if you are a holder of an HDFC addon credit card, knowing HDFC addon credit cards pin generation/change process is important. Wait, you haven’t read about it? Fret not, as this guide will walk you through the steps to manage your HDFC addon credit card PIN efficiently.

What Are Add On Credit Cards?

HDFC Bank offers different types of credit card options, designed to meet the diverse needs of its customers. Addon credit cards, also known as supplementary cards, allow primary cardholders to extend their credit card benefits to family members. 

Now, these cards come with multiple advantages, including separate spending limits and individual statements. However, to use these cards securely, cardholders need to generate and, occasionally, change the PIN associated with the card.

Why is a PIN Important?

A PIN is a necessary security feature for credit cards. It is a unique four digit number that is required to authenticate transactions, especially for in person purchases and ATM withdrawals. By securing your credit card with a PIN, you add an extra layer of protection against unauthorized use.

Generating a PIN for Your HDFC AddOn Credit Card

Generating a PIN for your HDFC add-on credit card is a simple process. 

There are multiple methods available to suit your convenience. Here’s how you can do it:

1. Via HDFC Bank NetBanking

  • Step 1: Log in to your HDFC NetBanking account using your Customer ID and password.
  • Step 2: Navigate to the ‘Credit Cards’ section.
  • Step 3: Select ‘Credit Card ATM PIN’ from the menu.
  • Step 4: Choose the card for which you want to generate the PIN.
  • Step 5: Enter the desired four digit PIN and confirm it.
  • Step 6: Submit the request. You will receive a confirmation message on your registered mobile number.

2. Through HDFC Mobile Banking App

  • Step 1: Open the HDFC Mobile Banking App and log in with your credentials.
  • Step 2: Go to the ‘Cards’ section and select your credit card.
  • Step 3: Choose the option to set or change your ATM PIN.
  • Step 4: Enter and confirm your new PIN.
  • Step 5: Submit your request, and you will receive a confirmation notification.

3. Using HDFC ATMs

  • Step 1: Visit an HDFC Bank ATM and insert your credit card.
  • Step 2: Select the ‘Create New ATM PIN’ option.
  • Step 3: Enter your registered mobile number.
  • Step 4: You will receive an OTP (One-Time Password) on your mobile.
  • Step 5: Enter the OTP and then set your new four digit PIN.Step 6: Confirm the new PIN to complete the process.

4. Through Phone Banking

  • Step 1: Call HDFC Bank’s Phone Banking service.
  • Step 2: Follow the IVR prompts to reach the credit card services section.
  • Step 3: Request to generate a new PIN for your credit card.
  • Step 4: Authenticate your request using the OTP sent to your registered mobile number.
  • Step 5: Set and confirm your new PIN over the call.

Changing Your HDFC AddOn Credit Card PIN

Now, changing your credit card PIN periodically is a good security practice. HDFC provides several methods to change your PIN easily. Here’s how:

1. NetBanking

  • Step 1: Log in to your HDFC NetBanking account.
  • Step 2: Go to the ‘Credit Cards’ section and select ‘Credit Card ATM PIN’.
  • Step 3: Choose the card for which you want to change the PIN.
  • Step 4: Enter the current PIN and then the new PIN.
  • Step 5: Confirm the new PIN and submit your request.

2. Mobile Banking App

  • Step 1: Log in to the HDFC Mobile Banking App.
  • Step 2: Select your credit card from the ‘Cards’ section.
  • Step 3: Opt to change the ATM PIN.
  • Step 4: Enter the current PIN followed by the new PIN.
  • Step 5: Confirm and submit your request.

3. ATMs

  • Step 1: Insert your credit card into an HDFC Bank ATM.
  • Step 2: Select the ‘Change ATM PIN’ option.
  • Step 3: Enter your current PIN.
  • Step 4: Enter the new PIN and confirm it.

4. Phone Banking

  • Step 1: Call HDFC Bank’s Phone Banking service.
  • Step 2: Navigate to the credit card services section.
  • Step 3: Request to change your ATM PIN.
  • Step 4: Authenticate the change using the OTP received on your registered mobile number.
  • Step 5: Set and confirm your new PIN.

Tips for Creating a Strong PIN

While creating or changing your credit card PIN, it’s important to choose a combination that is both secure and easy for you to remember. Here are some tips:

  • Avoid Obvious Numbers: Steer clear of easily guessable numbers like ‘1234’ or your birthdate.
  •  Use a Random Sequence: A random selection of numbers is harder to guess.
  •  Memorize Your PIN: Avoid writing down your PIN. Memorize it instead.
  •  Change Regularly: Periodically change your PIN to enhance security.
  •  Do Not Share: Never share your PIN with anyone, not even with bank employees.

Troubleshooting Common Issues

If you encounter issues while generating or changing your PIN, here are some common problems and solutions:

  • Forgotten PIN: If you forget your PIN, you can reset it using any of the methods mentioned above.
  • Blocked PIN: If your card is blocked due to incorrect PIN entries, contact HDFC Bank customer service to resolve the issue.
  • Technical Issues: For any technical difficulties, you can reach out to HDFC Bank’s customer support via phone or email.

Final Words

Managing the PIN for your HDFC add-on credit card is an essential aspect of ensuring your financial security. Whether you need to generate a new PIN or change an existing one, HDFC provides multiple convenient options to suit your needs. 

By following the steps outlined in this guide, you can easily excel the HDFC addon credit cards pin generation/change process, keeping your transactions secure and hasslefree. Always remember to practice strong pin number management habits, such as choosing a strong PIN and changing it regularly, to protect your financial information.

Unnati Jain
Unnati Jain

With a degree in Psychology, Media Communication, and Literature, Unnati has gained valuable experience in the tech and finance sectors by integrating the understanding of human behavior, effective communication and storytelling techniques.Read More...