Best DBS Bank Credit Cards

DBS Bank Credit Card Features and Benefits

1. Welcome Bonus: The DBS Spark Credit Card warmly welcomes new cardholders with an extensive bonus of up to 20,000 cash factors, translating to tangible rewards from the outset. These points may be redeemed for a plethora of options, starting from cashback to vouchers for popular outlets, correctly adding price to every buy made with the cardboard. This initial increase serves as an interesting incentive, motivating individuals to apply for the cardboard and kick-start their journey toward accumulating rewards.

2. 10 Complimentary Airport Lounge Accesses: The DBS Spark Credit Card elevates the tour revel by granting cardholders access to airport lounges, a sanctuary of comfort and comfort amidst the bustling terminals. With 10 complimentary visits yearly, travellers can bask in facilities like refreshments, Wi-Fi, and commercial enterprise facilities, improving productiveness and rest earlier than or among flights. Whether it’s for commercial enterprise tours or leisurely getaways, this perk provides a hint of class and comfort to the overall journey revel in.

3. 10X Cash Points on Spending ₹20,000 in a Month: The DBS Spark Credit Card gives an appealing 10X multiplier on coin factors for monthly expenditures exceeding ₹20,000. This tiered reward structure incentivises cardholders to consolidate their spending and free up more desirable blessings, amplifying the fee proposition of the cardboard. By strategically aligning purchases with this threshold, individuals can maximise their income potential and boost their adventure toward redeemable rewards.

4. ₹200 hundred Off on Fuel Surcharges: Mitigating the effect of growing fuel charges, the DBS Spark Credit Card extends a beneficent ₹200 bargain on gas surcharges, alleviating the economic burden related to refuelling cars. Whether commuting to work, embarking on street journeys, or engaging in business-associated tours, this perk translates to tangible financial savings at the pump, enhancing the general affordability of transportation. Cardholders can enjoy peace of thoughts, understanding that their everyday costs are supplemented by means of this valuable value-saving degree.

5. EMI Conversion for Spends ₹2,500 and Above: Empowering monetary flexibility and accountable spending, the DBS Spark Credit Card facilitates the conversion of purchases exceeding ₹2,500 into handy Equated Monthly Installments (EMIs). This feature allows people to manipulate larger charges more successfully, spreading payments over practicable intervals without straining their budgets. Whether making an investment in a vital gadget or indulging in luxury purchases, EMI conversion empowers cardholders to make informed financial selections even as they enjoy the ability of dependent repayments.

6. Cash Withdrawal with 0% Interest for fifty Days: Recognizing the occasional need for a fast right of entry to finances, the DBS Spark Credit Card offers coin withdrawals with 0 hobby for as much as 50 days, supplying a lifeline during unforeseen emergencies or pressing financial requirements. This specific benefit ensures that cardholders can address pressing desires without incurring exorbitant hobby prices, safeguarding their monetary well-being and peace of mind.

DBS Bank Credit Card Rewards and Cashback

1. DBS Spark Credit Card

• With this credit card you can earn two cash points on spending every INR 200 on various categories.
• This card offers a welcome benefit of 7,500 cash points.
• You can earn INR 200 off on the next movie ticket on purchasing it for the first time.

2. DBS Vantage Card

• On this credit card you can earn 4 Vintage points on spending INR 200 or above within India for several categories.
• You can also earn 8 Vintage points on spending INR 200 internationally.
•  Each VP point is equal to RS. 1.

3. Bajaj Finserv DBS Bank SuperCard

• You can earn two reward points on spending evry INR 200 or above on the purchase of products within India using this supercard.
• These reward points multiply with every monthly milestone success.

How To Earn and Redeem DBS Bank Credit Card Reward Points?

Earn Credit Card Reward Points:

The cardholder of DBS Bank credit cards can earn reward points, which come in the form of cash points. These reward points can be earned on the purchase of products made using your DBS supercard. You can choose the product purchase as per your preferences.

Redeem Credit Card Rewards:

To redeem DBS credit card reward points, the cardholder needs to redeem them from the DBS portal. They can log in to the portal and check out their earning of cash points. The portal login can be done through the link: dbsdelights.in. One Vintage Point of a DBS credit card is equal to INR 1.

DBS Bank Credit Card Eligibility Criteria

Like every other bank DBS Bank also follows some rules when it comes to giving approval for credit cards. Here are the complete eligibility criteria that DBS abides by for credit card issues:

• Age Requirements: The applicant who is applying for the DBS credit card needs to be an individual within the age group of 18 years to 70 years. This is the standard age requirement for applying for DBS credit cards.
• Credit Score: Credit score is one of the significant factors that every bank considers for credit card issues. For DBS, an applicant needs to maintain a credit score of 720 and above which is quite high. Having a good credit score allows applicants to get quick approval on card issues.
• Nationality: To get approval of credit cards of DBS an individual needs to be a citizen of India. Non-residents of India are also capable of applying for the DBS credit cards.

Documents Required For DBS Bank Credit Cards Approval

Here’s the complete list of documents that DBS ask applicants to submit for credit card approval:

• Photo-Identity Proof: Applicant needs to have photo-identity proof ready for the smooth processing of their credit card application. Under this category, an individual needs to submit government-verified proofs such as a driver’s license, passport, or Aadhaar card copy, which contains photographs for verification purposes.
• Address Proof:  As part of address proof, the applicant needs to attach copies of utility bills, rental agreement copies, or Aadhaar card copies along with the application form for the approval of the credit card issue.
• Income Proof: Applicants need to submit three months’ salary slips of the current organisation along with the application form.
• Recent Photographs: The bank also asks for two coloured recent photographs of the applicant for the process of credit card issue.

DBS Bank Card Annual Fees and Charges

Here’s the complete report on Federal Bank Credit Card annual fees for its customers:

1. DBS Spark Credit Card

Annual Fee:

Rs. 499 + GST

2. DBS Vantage Card

Annual Fee:

Rs. 50,000 + GST

3. Bajaj Finserv DBS Bank SuperCard

Annual Fee:

Rs. 499 + GST

How To Activate DBS Bank Credit Cards?

DBS Bank follows a pattern to activate DBS credit credits activation:

• Step 1: Download the DigiApp application by DBS Bank.
• Step 2: Download the DigiApp application by DBS Bank.
• Step 3: Register yourself to the application if you are new. Old users can log in through the application with a valid username and password.
• Step 4: Now, choose your credit card in the dashboard section.
• Step 5: If your card is inactive, you can choose and click “Aktivis” from the pop-up menu on the screen.
• Step 6: You can enter the CVV number of your card to set a new PIN.
• Step 7: Now, set your new PIN code.
• Step 8: Your card will be activated for usage on a daily basis.

DBS Bank Credit Cards Login/Net banking

DBS Bank has a structured process for the net banking purpose of their credit cards. Here’s how to get it done:

• Step 1: Go to the official website of DBS Bank through the link https://internet-banking.retail.dbsbank.in/login
• Step 2: Enter your username and password.
• Step 3: Log in to your account.
• Step 4: Now, you can follow the on-screen instructions to activate your credit card net banking.

How To Compare DBS Bank Credit Cards and Choose The Best One?

When comparing DBS Bank credit score playing cards, start through information about your very own spending behavior and financial requirements. Take a near examination wherein you spend the most money—whether it’s on dining, tours, groceries, or different categories. This perception will help you prioritise capabilities like rewards applications, cashback fees, and welcome offers that align together with your life-style. 

By figuring out your spending patterns in advance, you could slim down the alternatives to playing cards that provide the maximum advantages in the regions in which you need the maximum. You can also look at the reward points offered by DBS Bank credit cards as compared to other banks.

Conclusion

DBS Bank offers limited credit cards, but these limited cards are best for customers. With limitations, the bank focuses on every inch of making the cards perfect for usage. The cards offer luxury along with corfomrt when it comes to financial assistance for customers. Each card comes with cash points which can be used for paying utility bills and making other payment adjustments.

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