Safeguarding your credit card information is essential in today’s advanced digital environment. As a Bank of Baroda customer, you should be aware of the many procedures for blocking your credit card in the event of loss, robbery, or abuse.
In this blog, we will walk you through the steps of how to block and replace credit card of your Bank of Baroda.
Blocking Your Bank of Baroda Credit Card
Bank of Baroda offers multiple convenient methods for its customers to block their credit cards:
1. Phone Banking:
- Call the 24/7 toll-free numbers 18002584455 or 18001024455.
- Provide your credit card information to the customer care consultant, who will help you block the card.
- Alternatively, you can call 1800225100 or 18001031006 and use the IVR facility to block your card.
- You can also e-mail your block request to [email protected].
2. SMS:
- Send an SMS inside the layout “BLOCK <Last 4 digits of your card number>” to +91 9323803935 from your registered cell-wide variety.
- Your card can be blocked right away.
3. Email:
- Write an email to [email protected] or [email protected], providing your credit card information and the reason for the block request.
- The bank will process your request and block the card.
4. Branch Visit:
- Visit the nearest Bank of Baroda department and fill out an application form to request a card block.
- Provide the important files and legitimate identification evidence.
Reporting Loss, Theft, or Misuse
If your Bank of Baroda credit card is lost, stolen, or misused, follow these steps:
- Contact the BOBCard Area officer or call the toll-free numbers 1800225100 or 18001031006 to get your card blocked right away.
- File an FIR (First Information Report) at the nearest police station and publish a duplicate at the bank.
- Register a grievance with the Cyber Crime Cell and offer a copy to the bank.
- If you recover the lost card, do not use it now. Instead, wreck the card by slicing the magnetic stripe.
Replacing Your Bank of Baroda Credit Card
Once your credit card is stated as lost or stolen, the bank will have difficulty finding a replacement card. Here’s how you could get an alternative:
- Call customer care at 1800-225-100 and request a replacement card.
- Provide important information about your credit card account.
- You might be required to pay a replacement fee of Rs 100.
By following these steps, you can successfully block and replace your Bank of Baroda credit card in case of any unfortunate incident. Remember, staying vigilant and proactive in protecting your credit card facts is essential to safeguarding your financial well-being.
Summing up Words
As a Bank of Baroda customer, it is crucial to be aware of the various methods available to block your credit card and file any unauthorized reports. By following the steps outlined in this blog, you can ensure the safety of your credit card and minimize the risk of financial fraud.
Proactively blocking your card and changing it if necessary can prevent a lot of trouble. If you’ve got any additional questions or issues regarding your Bank of Baroda credit card, do not hesitate to reach out to the bank’s customer support team. They are to be available 24/7 to help you and deal with any queries you may have.
After knowing the answer of “how to block and replace credit card”, stay vigilant, and enjoy the ease and advantages of your Bank of Baroda credit card with peace of mind.
FAQs
Q1: What do I have to do if my Bank of Baroda credit card is misplaced or stolen?
Ans: If your card is lost or stolen, act quickly to reduce the risk. Call the 24/7 toll-free numbers 18002584455 or 18001024455 to block your card right away. Alternatively, send an SMS with “BLOCK <Last 4 digits of your card number>” to +91 9323803935.
File an FIR at the nearest police station and post a duplicate to the bank. Also, sign a grievance with the Cyber Crime Cell. These steps will help you from fraud or misuse.
Q2: How can I request a replacement for my blocked Bank of Baroda credit card?
Ans: To get a replacement card, call customer care at 1800-225-100 and request one. You’ll need to provide essential data about your credit card account. Be organized to pay a fee of Rs 100. The bank will process your request and ship a new card to your registered address.
Q3. Are there a couple of methods to block my Bank of Baroda credit card?
Ans: Yes, Bank of Baroda provides numerous convenient methods to block your credit card. You can use smartphone banking by calling the toll-free numbers, sending an SMS to a chosen quantity, emailing your request to [email protected] or [email protected], or visiting the closest Bank of Baroda department.
Q4. What facts do I need to include when emailing to block my credit card?
Ans: When emailing [email protected] or [email protected] to block your card, give your full call, credit card number, and the cause for the block request.
Q5. How can I be vigilant and guard my Bank of Baroda credit card records?
Ans: To protect your credit card records, regularly check your account for suspicious activities. Never share your PIN or OTP with everyone. Be careful when using your card online, and make sure you are on secure websites.