In order to make payments easy and comfortable for its clients, Axis Bank provides a variety of payment options. You can immediately pay off your outstanding debt using either the online or offline ways. This flexibility will make it easier for customers to pay their credit card bills on schedule. The options listed below can be used to Axis Bank credit card bill payment statement.
Paying Your Axis Bank Credit Card Payment Online
One of the most often used and practical methods for paying for an Axis Bank credit card is this one. Simply adhere to the instructions below.
- Enter the following URL to access your Axis Internet Banking account: retail.axisbank.co.in.
- Navigate to Credit Cards.
- Select the credit card.
- Select “Pay Now.”
- Select the account that needs to be taken out.
- Enter the desired payment amount.
- Select “Proceed.”
Axis Bank Credit Card Bill Payment Using Mobile Banking
You need to sign into your mobile banking account and choose the credit card number from the accounts area in order to use your phone to make payments.
Enter the Axis Bank app (send an SMS with MBANK to 5676782 to receive the link to download the app).
- Visit Credit Cards first.
- Pick out the credit card.
- Press the “Pay Now” button.
- Select which account needs to be debited.
- Put in the desired amount to pay.
- Press the “Proceed” button.
Major Instruction For Axis Bank Credit Card Bill Payment
Customers of Axis Bank have access to the bank’s auto-pay feature. On the due date, the outstanding sum is automatically taken out of the cardholder’s account by the bank. A customer’s savings or current account must be authorized by the bank to be debited for the outstanding balance. Upon the customer’s request, the bank will deduct either the entire amount owed or the minimum amount owed. By following these easy instructions, you may use this service.
- Step 1: Enter your login credentials to access your online banking or mobile app for Axis Bank.
- Step 2: Select the Auto Debit payment option, a credit card, and the Service menu.
- Step 3: Select your credit card and turn on automatic withdrawal.
Axis Bank Credit Card Bill Payment Through UPI Transfer
By connecting their credit card account to the UPI (Unified Payment Interface), Axis Bank users may take advantage of this service. To use this feature, the account holder must generate a UPI ID. The procedures listed below will allow you to utilize this service.
For Sign-up:
- Step 1: Enter the proper login information to access your mobile banking account.
- Step 2: Select the UPI option under Account.
- Step 3: Use your cellphone number to create your UPI.
- Step 4: Connect your UPI account to your account.
Customers of Axis Bank have a UPI ID of 91 < 10 digits for their registered mobile number > last 4 digits for their credit card > @axisbank.
- Step 1: Enter your username and password to log into your mobile banking.
- Step 2: Select the Pay option at this point.
- Step 3: Choose the UPI as your payment option.
- Step 4: Verify your information and input the total amount due
- Step 5: Finish the transaction
Axis Bank Credit Card Bill Payment Using NEFT or IMPS
You can use the NEFT/IMPS service to pay your Axis Bank credit card bill if you don’t already have an account with them. To pay bills online, you must register for the NEFT/IMPS service. The methods listed below will allow you to pay your credit card bill online.
- Step 1: Enter your login information to access your net banking account.
- Step 2: Choose NEFT under the Fund transfer option.
- Step 3: Enter the information for your Axis Bank credit card and choose Axis Bank as the Payee Account.
Axis Bank Credit Card Payment Offline
By going to the closest Axis Bank branch or ATM, Axis Bank customers can use these offline ways to pay their outstanding balances. The offline techniques listed below can be used to pay your overdue bills offline.
#1. Axis Bank Credit Card Bill Payment Via Debit Card/ATM
Customers of Axis Bank can visit an Axis Bank ATM in their area to make online bill payments using their credit card. You can use your debit card to transfer money from your savings account to a credit card in order to make this payment. The instructions for using your credit card to make a payment are shown below.
- Step 1: Visit your local Axis Bank ATM to settle your outstanding balance using your Axis Bank debit card.
- Step 2: From the menu, choose the “Other Service” option and then “Bill Payment.”
- Step 3: Finish the payment by entering your credit card information.
#2. Axis Bank Credit Card Bill Payment By Over-the-Counter Payment
You may also pay up your overdue bill in person by going to the Axis Bank branch that is closest to you. If you pay with cash, a fee of Rs. 100 will be imposed. An acknowledgment regarding the payment processing will be sent to you.
#3. Axis Bank Credit Card Bill Payment via Cheque
You may also pay your overdue bill at a local Axis Bank branch by depositing a check in the drop box. Please make the check payable to Axis Bank Card A/C and include the 16-digit number on your Axis credit card.
Processing Time for the Axis Bank Credit Card Payment Methods
Axis Bank offers various methods for credit card payments, each with different processing times. Here’s a detailed overview:
| Payment Method | Processing Time |
| Axis Bank Internet Banking | Immediate |
| Axis Bank Mobile Banking | Immediate |
| Auto Debit | On the due date |
| UPI | Immediate |
| NEFT/IMPS | Within 24 hours |
| Axis Bank ATMs | Immediate |
| Cash Payment at Branch | Immediate |
| Cheque Payment | 3-5 working days |
The processing of your online payments via the Axis Bank mobile app or website takes place instantly. On the due date, auto-debit payments get deducted from your account. The majority of the time, payments made by IMPS, NEFT, or UPI appear within 24 hours. Cash payments made at Axis Bank ATMs or locations are processed immediately. Cheque payments, however, can take three to five business days to settle.
Benefits of Paying Axis Credit Card Bill Online
Online bill payment with your Axis credit card has many advantages that make the procedure simple and effective:
- It’s quick and easy, and you may pay from anywhere at any time.
- Your transactions are safe when you use secure payment methods.
- You can prevent late fees by paying faster.
- It provides numerous payment options, such as UPI, NEFT, and mobile banking.
- It saves time and effort compared to using checks or going to a branch.
Conclusion
You may utilize these options to settle your outstanding debt and prevent incurring late fees or interest if you are an Axis Bank customer. The consumer has a variety of alternatives from which to select one that best suits their needs and preferences. Since they are safer and more convenient, you can always choose to use the bank’s online payment options. On the other hand, offline solutions are the better option if you are someone who finds it difficult to access the internet.
FAQs:
Q1. Does paying my Axis Bank credit card bill require having an account with the bank?
Ans 1. A debit card payment for Axis Bank credit cards may be made conveniently without the need for an Axis Bank savings account. To pay off your credit card debt, you have access to a wide variety of offline and online payment options.
Q2. I want to pay my credit card payment using my Axis Bank current or savings account. Should I set up net banking for this purpose?
Ans 2. If you aren’t already enrolled, you must do so in order to settle your Axis credit card debt online.
Q3. Can I pay my credit card payment from Axis Bank on the last day?
Ans 3. Axis Bank credit card bill payment choices include a few methods where the transaction is processed on the same business day. Nevertheless, it is not suggested to wait until the final day to make any form of bill payment. On the last day, you have several options for paying your credit card bill: cash deposit, payment by NEFT, SMS, Axis mobile banking app, Axis Bank netbanking, etc.
Q4. How can I use a credit card to make an online credit card payment for my Axis Bank bill?
Ans 4. Via Axis Bank NetBanking, the mobile app, or other websites like BillDesk and Paytm, you can pay your credit card bill online.
Q5. If my credit card payment isn’t appearing in my account, what should I do?
Ans 5. If your payment isn’t showing up in your account, provide your payment information to Axis Bank customer service. Keeping the transaction reference number close at hand can accelerate processes.
Q6. How soon does a credit card payment with Axis Bank appear in my account?
Ans 6. Fund transfers from other banks can take up to two working days to reflect, yet payments made using the Axis Bank mobile app or NetBanking typically do so immediately.
Q7. Does my Axis Bank credit card allow me to set up automated payments?
Ans 7. It is possible to set up auto-debit instructions to have your credit card bill paid automatically from your Axis Bank account through Axis Bank NetBanking.
Q8. Does paying my Axis Bank credit card bill with NEFT or IMPS incur any fees?
Ans 8. No, paying your Axis Bank credit card bill with NEFT or IMPS is free of charge.
Q9. Can I use cash to pay my Axis Bank credit card bill?
Ans 9. Indeed, you can make cash payments at any Axis Bank place. For cash payments, there can be a cost, though.
Q10. What happens if I forget to pay my credit card bill from Axis Bank by the time limit?
Ans 10. There could be late payment penalties and interest on the unpaid amount if you fail the deadline. It’s critical to pay the required minimum to stay out of trouble.