Axis Bank Vistara Infinite Credit Card

Axis Bank, Vistara Infinite Credit Card, launched in association with Air Vistara, targets elite travellers. Designed for individuals who travel often, this card was launched to make frequent flying even more enjoyable thanks to improved service and options meant for clients who prefer to engage with luxury services.

Moreover, the welcome bonus of the Axis Bank Vistara Infinite Credit Card also comes with a large range of travel features, including a membership in Club Vistara Gold where one gets priority in check-in and boarding as well as additional baggage allowance on Air Vistara. Suitable for business or leisure travellers looking to travel cross-country several times a year and wanting the optimum in luxury and all-encompassing privileges to enhance the trip, this card is perfect. Know what more it has to offer.

Fees and Charges

• Interest Rates: 3.6% per month (or 52.86% per annum)
• Foreign Currency Mark-up: 3.5% of the transaction amount
• Fuel Surcharge Waiver: 1% on transactions between ₹400 and ₹4,000
• Late Payment Fee: ₹500 to ₹1,200 based on the outstanding amount

Rewards and Benefits

• Rewards Rate: Earn 6 Club Vistara Points per ₹200 spent.
• Milestone Benefits:
  • Spend ₹2.5 lakhs in a year: 1 Business Class ticket.
  • Spend ₹7.5 lakhs: 3 Business Class tickets.
• Travel Perks:
  • 2 complimentary domestic lounge visits per quarter.
  • Complimentary Club Vistara Gold membership.
• Dining: Up to 40% discount at partner restaurants via EazyDiner.
• Golf: 6 complimentary rounds annually at premium courses.
• Insurance: Up to ₹1 lakh purchase protection and up to $300 cover for travel inconveniences.

Axis Bank Vistara Infinite Credit Card: Product Details

1. Get 6 CV Points for every ₹200 spent, unless the purchase is made at a fuel pump.
2. Get a free Business Class ticket at sign up and on the renewal of your membership.
3. You can now earn up to 4 additional Business Class tickets for spending ₹12 lakhs every year.
4. Included features also are 2 free visits to domestic lounges within a quarter and free CV Gold status.
5. Golfing enthusiasts will enjoy this benefit that provides for six free rounds of golf in the selected premium golf courses in a calendar year.
6. Grand EazyDiner programme offers up to 40% off on food bills at the partnering restaurants.
7. Comprises up to ₹1 lakh for lost or damaged purchases and up to $300 for other eligible travel impairments such as delayed baggage or lost documents.

How to Earn and Redeem Axis Bank Vistara Infinite Credit Card Reward Points

Earning Reward Points

1. Regular Spending:
   • For every ₹200 spent on your card, you earn 6 Club Vistara (CV) Points. These points can accumulate quickly, especially if you use your card for high-value purchases.
2. Milestone Benefits:
   • You can earn bonus CV Points by reaching specific spending milestones. For example:
     • Spend ₹1,00,000 in a year and earn 10,000 bonus CV Points.
     • Spend ₹2,50,000 in a year and earn 10,000 bonus CV Points.
     • Spend ₹5,00,000 in a year and earn an additional 10,000 bonus CV Points.
3. Partner Offers:
   • Earn additional CV Points through special offers and promotions with Vistara and other Axis Bank partners.

Redeeming Reward Points

1. Flight Tickets:
   • The primary way to redeem your Club Vistara Points is by booking flight tickets with Vistara. You can use your points to book economy, premium economy, or business class tickets, depending on the number of points you have.
2. Class Upgrades:
   • If you already have a ticket, you can use your CV Points to upgrade your travel class. For instance, you can upgrade from economy to premium economy or from premium economy to business class.
3. Award Flights:
   • Redeem your points for award flights across Vistara’s domestic and international network. The points required for award flights vary based on the route and class of travel.
4. Vouchers and Offers:
   • Axis Bank and Vistara occasionally offer exclusive deals where you can redeem points for vouchers, merchandise, or other non-flight-related offers.

Tips to Maximize Rewards

• Use for Big Purchases: Use your Axis Bank Vistara Infinite Credit Card for significant expenses like travel, shopping, and dining to accumulate points faster.
• Watch for Promotions: Keep an eye out for promotions from Axis Bank and Vistara, which can offer double points or discounts on redemptions.
• Redeem Strategically: Redeem your points for high-value items, such as business class tickets, to get the most value out of your points.

Eligibility Criteria for Axis Bank Vistara Infinite Credit Card

Age Requirement:

• The candidates must be over the age of 18 and must not be more than the age of 70.

Income Criteria:

• Salaried Employees: Minimum Gross Income of Rupees Six Lakh Per Annum.
• Self-Employed Individuals: ₹ 600,000 as per the Income Tax Return (ITR) of the candidate per annum.

Residency:

• Only Indians are eligible to apply for the grant.

Existing Relationship:

• Having an existing banking relationship with Axis Bank may be advantageous but is not mandatory.

Documentation Needed for Axis Bank Vistara Infinite Credit Card

Proof of Identity: Options: Aadhar Card, Passport, Voter ID or Driving License.

Proof of Address: Options: Electricity bill telephone bill, Passport, Voter ID, Aadhaar card, or else house rent agreement.

Proof of Income:

• Salaried Employees: Pay slips for the latest six months and bank statements evidencing the salary credit for at least the last three months.
• Self-Employed Individuals: The clients’ Income Tax Return (ITR) for the last 2-3 years and any formal balance sheets, profit and loss accounts if provided.

Passport-Size Photographs:

• Quantity: Usually 1-2 recent photographs.

Application Process for Axis Bank Vistara Infinite Credit Card

1. Online Application: An individual could begin the application process by visiting the website of Axis Bank or through their mobile application.
2. Fill Out Form: Please, fill out the application form where your personal, financial and professional information will be needed.
3. Submit Documents: Scanned copies of documents like proofs of identity, address, and income as prescribed have to be uploaded.
4. Application Review: In the case of Axis Bank, it will take some time to consider your application besides cross-checking the information provided.
5. Approval and Issuance: Once the application is approved the bank will give the applicant the Axis Bank Vistara Infinite Credit Card and it shall be posted to the address you provided.
6. Activation: Once the card is received, activating the same needs to be done by following the instructions online or through Axis Bank customer care.

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