Axis Bank AURA Credit Card Features, Benefits & Apply Online

The Axis Bank AURA Credit Card is a credit card made for people or individuals who are highly conscious about their health. After we have seen the global pandemic in recent years, we have realized that it is very necessary that we take care of our health and also the health of all our loved ones on a serious note. So, let us look in detail about the Axis Bank AURA Credit Card and see why you need this for health-related concerns.

Fees and Charges

• Foreign Transaction Fee: A markup of 3.5% applies to transactions made in foreign currencies.
• Interest Charges: The Axis Bank AURA Credit Card carries an interest rate of 3.40% per month, which equates to an annual percentage rate of 49.36%.
• Fuel Transaction Benefits: Get a rebate of 1% on the fuel surcharge on transactions between Rs 400 and Rs 4000 at fuel stations up to a maximum of Rs 250 per month.
• Cash Advance Fees: When withdrawing cash, a fee of 3.4% of the amount withdrawn is charged, with a minimum charge of Rs. 500.

Axis Bank AURA Credit Card Details

• Welcome Benefit: As a bonus, upon opening the Axis Bank AURA Credit Card, you stand a chance to get a Decathlon voucher worth Rs. 750.
• Healthcare Perks: Avail of free 4 video doctor consultations per month with the Axis Bank AURA Credit Card from Practo.
• Fitness Advantages: The cardholders can get four personal live interactive video fitness sessions and 16 recorded fitness sessions per month with Fitternity through Axis Bank AURA Credit Card.
• Health Check-Up Discount: Enjoy an annual discount of up to Rs. 500 on health check-ups with the Axis Bank AURA Credit Card.
• Nutrition Consultation Discount: Avail a minimum of 30% off on nutritional and diet consultations from partner nutritionists with the Axis Bank AURA Credit Card.
• Nutritional Food Discount: Avail a minimum 30% discount on nutritional food with the Axis Bank AURA Credit Card.
• EDGE Points Earned: Get 2 EDGE points for every Rs. 200 spent at Select Merchant Category/Service Category establishments using Axis Bank AURA Credit Card.
• Accelerated EDGE Points: Redeem 5X EDGE Points for every Rs. 200 spent with the Axis Bank AURA Credit Card.
• Dining Discount: An exclusive program available at a ten percent to twenty percent discount on dining bills at partner restaurants Axis Bank AURA Credit Card.

Advantages and Disadvantages of Axis Bank AURA Credit Card

Advantages

• Movie and Dining Savings: Get up to 20 percent cash back from dining at partner restaurants, which is a great bonus to your dining.
• Generous Rewards Rate: Get 2 EDGE Points for each Rs. 200 spent by using the card, and get 5X EDGE Points on Insurance.
• Flexible Reward Redemption: OR exchange them for shopping and traveling vouchers or to buy products from the Axis Bank EDGE Rewards Portal catalog.

Disadvantages

• Travel Benefits: The card does not offer specific travel-related benefits.
• Domestic Lounge Access: With this card, you do not get any benefit of domestic lounge access.
• International Lounge Access: The card does not provide international airport lounge access.
• Golf Benefits: There are no golf-related perks or benefits included with the card.
• Insurance Coverage: The card lacks any insurance benefits.

Axis Bank AURA Credit Card Fitness Offer

• Interactive Fitness Sessions: With the Axis Bank AURA Credit Card, enjoy four free interactive video sessions every month via Fitternity for maintaining your fitness routine..
• Recorded Fitness Sessions: You can get complimentary 16 recorded fitness sessions every month through Fitternity for using this card.
• Nutrition Consultation Discount: The Axis Bank AURA Credit Card benefits you with a minimum 30% discount on nutritional and diet consultations from partner nutritionists.
• Discount on Nutritional Foods: You can get 30% off nutritional foods when using the Axis Bank Aura credit card for transactions.

1. Welcome Benefits of Axis Bank AURA Credit Card

• Welcome Bonus: The Axis Bank Aura credit card also comes with welcome benefits for its cardholders. You, being a cardholder, can avail a Decathlon voucher, which is worth Rs. 750.

2. Reward Benefits of Axis Bank AURA Credit Card

• Earn EDGE Points: Get 2 EDGE Points for spending every Rs. 200 using the Axis Bank AURA Credit Card.
• Insurance Purchases: You can also get 5X EDGE points on insurance spending, equating to 10 EDGE points for every Rs. 200 spent on insurance with the Axis Bank AURA Credit Card.

3. Rewards Redemption on Axis Bank AURA Credit Card

• With the Axis Bank AURA Credit Card, you can earn EDGE Points that can be redeemed in several ways. You can use these points to get shopping or travel vouchers, or to buy items from the catalog available on the Axis Bank EDGE Rewards Portal.

4. Medical Benefits of Axis Bank AURA Credit Card

• Doctor Consultations: With the Axis Bank AURA Credit Card, you receive 4 complimentary doctor consultations per month on Practo.
• Health Check-Up Discount: The Axis Bank AURA Credit Card offers an annual discount of up to Rs. 500 on health check-ups.

5. Dining Benefits of Axis Bank AURA Credit Card

• You can get up to a 20% discount on dining bills at partner restaurants through the Axis Bank AURA Credit Card’s Dining Delights program.

Axis Bank AURA Credit Card’s Application Process

1. Online Application: The prospective applicants must ensure that they visit the Axis Bank website to download the application form and fill it out together with the relevant documents. It is relatively easy and can be done online from wherever the participant feels comfortable. This is because the process of applying for a job on the internet is mostly faster than the traditional methods of applying for a job.
2. Branch Visit: Candidates can also visit the Axis Bank branch closest to them with their filled forms and relevant supporting documents. This particular option has the advantage of allowing the client to seek help face-to-face. Branch staff members can help if there are any questions and ensure that all the necessary documents have been submitted.
3. Customer Service: Any concerns with regards to the procedures done online can be addressed to the customer care of Axis Bank. The applicant also has the opportunity to talk to a customer service representative who will guide them and address any questions they may have. This support assists in easing the processes of application.

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