Axis Bank Add-On Credit Cards: Pin Generation and Change

Credit Cards play a vital role and financial management has lots of benefits with the rising demand for Axis Bank credit cards. It is important to know the management of add-on card generation and changing the personal identification number (PIN). 

This article provides information on new Axis Bank add-on credit cards and how to generate and change their PIN.

Understanding The Axis Bank Add-On Credit Card

It is a supplementary card offered by Axis Bank or you can say it is an extension of your primary credit card. This credit card offers you the facility to share the card with your family members such as Spouses, Children, or Parents. The cardholder can also set spending limits for each add-on card. 

Ways To Generate PIN Of Axis Bank Add-On Credit Card

Online:

1. Go to your Axis Bank Internet Banking Account.
2. Select the ‘My Credit Card’ option under the account section.
3. Now Click on the main menu and select add-on credit card.
4. Enter a four-digit PIN as per your choice.
5. Click on the confirm button.
6. And your credit card PIN generation is done. 

Offline:

• Go to your nearest Axis Card ATM.
• Insert the card.
• Select the option to set a credit card PIN. 
• Then click on the start button.
• You will receive an OTP on the registered mobile number.
• Submit the OTP.
• Now enter the four-digit PIN as per your choice. Re-enter the PIN. 
• And click on confirm. 

Axis Bank Add-On Credit Card Limit Sharing

The primary credit card holder can share the total credit available in their account with the add-on card which means that the primary cardholder’s credit card is linked with the add-on credit card and the family can spend money directly from the cardholder’s credit card.

How to change Add-On Credit Card PIN

1. Go to your internet banking account.
2. Select the reset PIN option.
3. You will receive an OTP on your registered mobile number.
4. Enter the OTP.
5. Reset and enter the four-digit PIN of your choice.
6. Confirm and proceed further.

Another ways:

1. Go to your nearby ATM.
2. Find the reset/Change credit card PIN option.
3. You will receive an OTP on your registered mobile number.
4. Enter the OTP.
5. Reset and enter the four-digit PIN of your choice.
6. Confirm and proceed further.

Benefits Of Add-on Credit Cards

• Sharing benefits: provide the facility to enjoy the benefits that the primary cardholder has. The primary cardholder can also share reward points, discounts and other benefits with the family members having add-on credit card facilities.
• Spending control: The primary cardholder can manage the spending and set the credit card limit according to his choice.
• Billing: it is easy for the primary cardholder to keep a check on the billing of the credit card which makes it easier to track and manage expenses.

How to apply for add-on credit cards

To apply for an Add On credit card, you can contact the customer helpline and provide the details of the primary cardholder. A bank executive will then guide you through the online application process. Once the process is completed, the Add On credit card will be delivered to the primary cardholder’s registered address.

Creating a Credit Card PIN via Phone Banking for Axis Bank

The intermediary “Activation Passcode” must be generated for the phone banking technique. Here is a step-by-step tutorial on creating an Axis Bank credit card PIN over the phone using phone banking:

1. Call 1860-419-5555 or 1860-500-5555, the Axis Bank Credit Card Customer Care number.
2. The customer care cell’s IVR will provide alternatives for a range of services. Carefully follow the IVR instructions to create a PIN.
3. Regarding services pertaining to PINs To create a PIN for a debit or credit card, click Option 2 -> Option 1 -> Option 2. Select “Option 1” to create a credit card PIN, then click “Generate PIN.”
4. A few credit card data, including the credit card number, credit card expiration date, date of birth, and registered mobile number, will need to be entered into the IVR.
5. Verify every detail that was entered. An activation passcode or one-time activation code will be given to the registered cellphone number when the details are verified. Please take notice that the activation code is an intermediary number used to generate the credit card PIN for Axis Bank, not the credit card PIN itself.
6. On the registered mobile number, enter the one-time “Activation Code” that you were sent.
7. Following validation of the one-time “Activation Code,” the IVR will invite you to input your preferred credit card PIN.
8. On the registered cellphone number, a confirmation message confirming the successful PIN generation is delivered.
9. Please take notice that if the call is terminated while the credit card PIN is being generated, you can try calling Axis Bank Customer Care again and following the instructions above. Additionally, keep in mind that the one-time “Activation Code” that you get on your registered mobile number is only good for three hours, or for a single use, whichever comes first.

Conclusion:

Axis Bank Add On credit card offers a variety of benefits to their family members.  The process of generating and changing the PIN or the personal identification number is very easy if you follow the step-by-step process. Using an add-on credit card is a very effective way to enhance your lifestyle and manage finances.

FAQs: