Axis Bank Pride Signature Credit Card-Apply Online

The Axis Bank Pride Signature Credit Card is an offering from Axis Bank for Indian defense personnel with a theme that respects their service. Beginning with the patriotic look of the Indian tricolor, this card looks both beautiful and serves a purpose. There is no joining fee, and apart from a very nominal annual fee, it offers great value for the users. This Axis credit card provides a reward rate of 8 EDGE REWARD Points for each Rs. 200 spent, which can be utilized across a broad spectrum of choices in the EDGE REWARDS Portal.

Some of the other privileges include free access to domestic airport lounges, no charges for fuel, and dining offers at more than 4,000 restaurants across India. As a credit card that has been created only for the Indian defense force personnel, this credit card links the financial value proposition with the pride of serving the nation’s defense force, making it a unique and premium product in the entry-level credit card market.

Axis Bank Pride Signature Credit Card Features and Benefits

1. Travel Benefits
   • Domestic Lounge Access: Cardholders enjoy 2 complimentary domestic lounge accesses per calendar quarter at select airports across India. This benefit allows travelers to relax in premium airport lounges with amenities like free snacks, beverages, and Wi-Fi.
2. Dining Benefits
   • Dining Discounts: The card provides a minimum of 15% discount on dining bills at over 4,000 premium partner restaurants across India through Axis Bank’s Dining Delights program, making it a great option for those who dine out frequently.
3. Fuel Surcharge Waiver
   • You get a 1% waiver on fuel surcharge at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000. The waiver is capped at Rs. 400 per month, which can lead to significant savings on fuel purchases.
4. Zero Lost Card Liability
   • In case your card is misplaced or stolen, you are protected with zero lost card liability. You just need to report the loss to Axis Bank customer service at 1860 500 5555 or 1860 419 5555 immediately, and you won’t be liable for any fraudulent transactions made after the card is reported as lost.
5. Exclusive Design and Personalization
   • The Axis Bank Pride Signature Credit Card is designed with a patriotic theme featuring shades of the Indian Tricolor, giving it a distinctive look. It also includes a fourth embossing line, personalizing the card for Indian defense personnel.
6. Additional Features
   • Contactless Payments: The card supports contactless payments, allowing quick and secure transactions at enabled point-of-sale terminals.
   • Global Acceptance: The card is accepted at millions of locations worldwide, making it suitable for both domestic and international usage.

How To Earn and Redeem Axis Bank Pride Signature Credit Card Reward Points?

How to Earn Rewards Points:

1. Everyday Purchases: You earn 8 EDGE Reward Points for every Rs. 200 spent using the Axis Bank Pride Signature Credit Card.
2. Eligible Transactions: Rewards points are earned on most types of transactions, including shopping, dining, travel bookings, utility payments, and more.

How to Redeem Rewards Points:

1. Visit the EDGE Rewards Portal: To redeem your points, log in to the Axis Bank EDGE REWARDS portal via the Axis Bank website or mobile app.
2. Browse Redemption Options: You can choose from a wide range of redemption categories, including:
   • Shopping Vouchers: Redeem points for gift vouchers from popular brands.
   • Travel: Use points to book flights, hotels, or travel packages.
   • Merchandise: Select products from various categories like electronics, fashion, home goods, etc.
   • Charity: You can also donate your points to charitable organizations listed on the portal.
3. Point Value: 1 EDGE REWARD Point = Rs. 0.20. For example, if you have accumulated 1,000 EDGE REWARD Points, they would be worth Rs. 200.
4. Minimum Redemption Threshold: Ensure that you have the required number of points to redeem, as there may be a minimum threshold depending on the item or voucher.

Steps to Redeem Points:

1. Login to your account on the EDGE REWARDS portal using your Axis Bank credentials.
2. Select your desired category (vouchers, products, etc.).
3. Choose the item you want to redeem your points for.
4. Confirm the redemption, and the selected item or voucher will be processed for delivery or issued digitally.

Axis Bank Pride Signature Credit Card Fees and Charges

1. Add-on Card Fee: Nil
2. Interest Rate on Outstanding Balances: 2.95% per month (or 41.74% annually)
3. Cash Advance Fee: 2.5% of the transaction amount (minimum Rs. 500)
4. Late Payment Fee:
   • Rs. 0 if the total due amount is up to Rs. 300
   • Rs. 100 for a total due between Rs. 301 and Rs. 500
   • Rs. 500 for a total due between Rs. 501 and Rs. 1,000
   • Rs. 750 for a total due between Rs. 1,001 and Rs. 10,000
   • Rs. 950 for a total due above Rs. 10,000
5. Over-limit Fee: 2.5% of the over-limit amount (minimum Rs. 500)
6. Foreign Currency Transaction Fee: 3.5% of the transaction amount
7. Duplicate Statement Fee: Rs. 100 charged for a physical copy of the duplicate statement.
8. Card Replacement Fee: Rs. 100 is applicable if you request a replacement for a lost or damaged card.
9. Fuel Surcharge: 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000.
   • Maximum waiver: Rs. 400 per month.
10. EMI Conversion Fee: 1.5% of the transaction amount (minimum Rs. 150)

Axis Bank Pride Signature Credit Card: 8 Informative Points

1. Earn 8 EDGE Rewards Points for every Rs. 200 spent on eligible transactions.
2. Redeem points on the EDGE REWARDS Portal for vouchers, products, or travel bookings (1 point = Rs. 0.20).
3. Enjoy 2 complimentary domestic lounge accesses per calendar quarter at select airports in India.
4. Get a minimum of 15% discount at over 4,000 premium partner restaurants through Axis Bank’s Dining Delights program.
5. 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 400/month).
6. Exclusively available for Indian defence personnel, aged between 18 and 70 years.

Axis Bank Pride Signature Credit Card Eligibility Criteria

1. Occupation: Exclusively for Indian Defense Personnel.
2. Age: The primary cardholder must be between 18 and 70 years.
3. Add-on Cardholder: Must be 18 years or older.
4. Residency: The applicant must be a citizen of India or a permanent resident of India.

Documents Required for Axis Bank Pride Signature Credit Card

1. Proof of Identity:
   • Aadhaar Card
   • PAN Card
   • Passport
   • Voter ID
   • Driving License
2. Proof of Address:
   • Aadhaar Card
   • Utility Bills (electricity, water, gas)
   • Passport
   • Voter ID
   • Rent Agreement
3. Proof of Income:
   • Latest Salary Slips
   • Income Tax Returns (ITR)
   • Bank Statements
4. Proof of Defense Service:
   • Defence ID Card
   • Service Certificate

How to Apply for Axis Bank Pride Signature Credit Card

• Visit the Axis Bank website or the Axis Bank mobile app.
• Navigate to the Credit Cards section and select the Pride Signature Credit Card.
• Click on “Apply Now” and fill out the online application form with the required details.

Customer Support: For any assistance, you can reach out to Axis Bank customer service at 1860 500 5555 or 1860 419 5555.

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