The Flipkart Axis Bank Super Elite Credit Card is essentially a newer, improved version of the Flipkart Axis Bank Credit Card, which is aimed squarely at Flipkart’s regular customers. The card has numerous special privileges designed to improve the shopping experience among regular shoppers on Flipkart and associated sites.
It also has other bonus categories comprising flight bookings, health and overall convenience, and additional spending, so it is a precious card. Easy reward earning and several ways to redeem it make the Flipkart Axis Bank Super Elite Credit Card suitable for the online shopping lover.
Flipkart Axis Bank Super Elite Credit Card
Joining Fee:
Rs. 500 + GST
Best Suited :
Frequent Flipkart shoppers
Renewal Fee:
Rs. 500 + GST (waived on spending Rs. 2 lakhs annually)
Reward Type:
SuperCoins
Welcome Benefits:
- 500 SuperCoins on activation
- 1-year Lenskart Gold membership
- 2-month YouTube Premium trial
- 3-month Gaana Plus trial
Flipkart Axis Bank Super Elite Credit Card Features and Benefits
- Welcome Benefits
- 500 SuperCoins: Cardholders receive 500 SuperCoins as an activation bonus upon the first transaction.
- Complimentary Memberships:
- Lenskart Gold Membership: Free membership for one year, which will allow you to receive special offers and promotions regarding the purchase of the frames.
- YouTube Premium: Free for 3 months, including streaming and downloading of as many songs as you want.
- Gaana Plus: 3-month free trial, providing unlimited music streaming and downloads.
- Additional discounts and offers
- Myntra Discount: Avail additional Rs. 500 off on Myntra with the minimum order value of Rs. 2,999 on the first three transactions using Super Elite card only.
- Flight Discounts:
- Up to Rs. 1,500 off on domestic flights.
- Up to Rs. 5,000 off on international flight bookings through Flipkart’s flight portal.
- Fuel surcharge Waiver
- Additional savings can be made on fuel purchases through fuel transactions made between Rs. 400 and Rs. 5000, for which the cardholders can avail a 1% fuel surcharge waiver.
- Spend-Based Annual Fee Waiver
- The Rs. 500 annual fee is waived if the cardholder spends Rs. 2 lakhs or more in the preceding year, making it a cost-effective option for heavy shoppers.
- Health Benefits
- Flat 30% off on the first medicine order via Flipkart Health, adding value for customers seeking health-related purchases.
How to Earn and Redeem Flipkart Axis Bank Super Elite Credit Card Reward Points
Earning SuperCoins
- On Flipkart Purchases:
- Flipkart Plus Members: Earn 12 SuperCoins for every Rs. 100 spent on Flipkart. (Maximum 300 coins per transaction)
- Non-Plus Members: Earn 6 SuperCoins for every Rs. 100 spent on Flipkart. (Maximum 150 coins per transaction)
- On Other Purchases:
- Earn 2 SuperCoins for every Rs. 100 spent on all other retail transactions, excluding categories like fuel, rental payments, EMI transactions, and jewelry purchases.
Exclusions on Earning SuperCoins
SuperCoins will not be earned on:
- EMI transactions
- Gift card purchases on Flipkart
- Fuel spends
- Rental payments
- Cash advances
- Jewellery purchases
Redeeming SuperCoins
- Purchases on Flipkart: You can redeem your SuperCoins to buy products directly on Flipkart. Each 1 SuperCoin = Re. 1, making it easy to calculate savings.
- Gift Vouchers: SuperCoins can also be redeemed for gift vouchers available on Flipkart, which can be used for future purchases.
- Other Services: Depending on ongoing offers, SuperCoins can also be used for discounts on services like flight bookings, streaming services, and more.
Flipkart Axis Bank Super Elite Credit Card Fees and Charges
- Interest Rate:
- 3.6% per month (43.2% per year) on the unpaid outstanding balance.
- Foreign Currency Transaction Fee:
- 3.5% of the transaction value for purchases made in foreign currencies.
- Dynamic Currency Conversion Markup:
- 1% on international transactions performed in Indian currency or with merchants registered in foreign countries but located in India (effective from March 5, 2023).
- Rent Transaction Fee:
- 1% of the transaction amount, capped at Rs. 1,500 per rental transaction (effective from March 5, 2023).
- Over-Limit Penalty:
- 2.5% of the over-limit amount, with a minimum charge of Rs. 500.
- Cash Withdrawal Fee:
- 2.5% of the cash withdrawal amount, subject to a minimum of Rs. 500.
- Cheque Return/Dishonor Fee or Auto-Debit Reversal:
- 2% of the payment amount, with a minimum charge of Rs. 450.
- Late Payment Fee:
- No fee for outstanding amounts below Rs. 500.
- Rs. 500 for amounts between Rs. 501 and Rs. 5,000.
- Rs. 750 for amounts between Rs. 5,001 and Rs. 10,000.
- Rs. 1,200 for amounts above Rs. 10,000.
9. Fuel Surcharge:
- 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000.
Flipkart Axis Bank Super Elite Credit Card Product Details
- Get 500 SuperCoins on activation, along with complimentary trial memberships for YouTube Premium (2 months), Gaana Plus (3 months), and a 1-year Lenskart Gold membership.
- Earn 12 SuperCoins per Rs. 100 spent on Flipkart (for Plus members), 6 SuperCoins for non-Plus members, and 2 SuperCoins on all other purchases.
- 1 SuperCoin = Re. 1, redeemable on Flipkart for purchases or gift vouchers.
- Save up to Rs. 1,500 on domestic flight bookings and Rs. 5,000 on international flights through Flipkart.
- Enjoy a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000.
- 1% fee on rental payments, capped at Rs. 1,500 per transaction (effective from March 5, 2023).
- 3.5% on international transactions, with a 1% dynamic currency conversion fee on Indian currency transactions processed abroad.
Flipkart Axis Bank Super Elite Credit Card Eligibility Criteria
Age | The applicant must be at least 18 years old and not older than 70 years. |
Income | The applicant must have a stable source of income, whether salaried or self-employed. |
Residency: | The applicant must be a resident of India or a non-resident Indian (NRI). |
Documents Required for Flipkart Axis Bank Super Elite Credit Card
- Identity Proof:
- Aadhar Card, passport, voter ID, or driving license.
- Address Proof:
- Aadhar Card, Passport, Utility Bills (Electricity, Water, etc.), or Ration Card.
- Income Proof:
- Latest Salary Slips or Audited ITR for self-employed individuals.
- PAN Card or Form 60:
- Required for tax identification purposes.
- Passport-Sized Photograph:
- A recent colored photograph.
How to Activate Flipkart Axis Bank Super Elite Credit Card Online
- Log in to your Axis Bank net banking account or the Axis Mobile app.
- Go to the ‘Credit Cards’ section and select your Flipkart Axis Bank Super Elite Credit Card.
- Click on the activation option and follow the prompts to generate your PIN.
- Complete the verification process using the OTP sent to your registered mobile number.
FAQs
Q1. Is the Flipkart Axis Bank Super Elite Credit Card valid for EMI transactions?
Ans: SuperCoins are not earned on EMI transactions, gift card purchases, fuel spends, rental payments, cash advances, or jewelry purchases.
Q2. Can I earn SuperCoins in an unlimited quantity for each transaction?
Ans: Certainly, Plus members of Flipkart have the opportunity to earn up to 300 SuperCoins per transaction, while other customers can get 150 SuperCoins per transaction at most.
Q3. Is it possible for me to apply for this card if I am an NRI?
Ans: Yes, NRIs can also apply for the Flipkart Axis Bank Super Elite Credit Card as long as they meet other requirements.
Q4. Does the card provide some types of discounts for health products?
Ans: Yes, the customers who are cardholders get a flat 30% off on the first medicine order from Flipkart Health.