HDFC Pixel Play Credit Card

The younger generation that holds shopping as a strong interest in their daily habits definitely needs a credit card that offers rewards for most of the purchases they make. The HDFC Pixel Play Credit Card is the best credit card for such people and individuals. So let us look in detail into this credit card and see how this helps people and individuals who love shopping!!

Fees and Charges

• No Extra Fees for Spending Big: If you spend Rs. 1 lakh or more in one year with your HDFC Bank Pixel Play Credit Card, you don’t have to pay any extra fees at all! 
• Rewards Are Totally Free: When you use your rewards points from the HDFC Bank Pixel Play Credit Card, you don’t need to pay anything extra to use them. You get to enjoy your rewards without any extra charges!
• Foreign Purchases Cost Extra: If you buy stuff in other countries with your HDFC Bank Pixel Play Credit Card, there’s an extra 3.5% fee. So, remember to check how much it will cost before you buy!
• Interest Rates Are High: If you don’t pay back the money you borrowed with your HDFC Bank Pixel Play Credit Card on time, you’ll have to pay 3.60% extra each month or 43.20% extra in a whole year. Try to pay on time to avoid this!
• Fuel Savings Are Nice: When you use your HDFC Bank Pixel Play Credit Card to pay for fuel, you get a 1% discount on the fuel charge. This discount is good for up to ₹250 each month!
• Cash Advance Costs Extra: If you use your HDFC Bank Pixel Play Credit Card to get cash, you’ll have to pay an extra 2.5% fee. So, it’s better to use the card for buying things instead of getting cash!

HDFC Bank Pixel Play Credit Card Details

• Joining Fee Is ₹500: To get the HDFC Bank Pixel Play Credit Card, you need to pay a joining fee of ₹500. That’s the cost to start using the card!
• 5% Cashback on Fun Stuff: With this card, you get 5% cashback when you spend on things like fashion, entertainment, and dining. So, if you love going out to eat or buying cool clothes, you’ll get some money back!
• 5% Cashback on Smartbuy: When you use the HDFC Bank Pixel Play Credit Card to buy things through Smartbuy, you get 5% cashback. That means more savings on your Smartbuy purchases!
• 1% Cashback on Other Stuff: For other things you buy with your card that aren’t in the special categories, you get 1% cashback. It’s a little reward for buying other stuff too!

Advantages and Disadvantages of HDFC Bank Pixel Play Credit Card

Advantage: Great Cashback Deals

• You get 5% cashback on cool places and brands like Uber, Myntra, BookMyShow, and Zomato with your HDFC Bank Pixel Play Credit Card. So, if you use these apps, you’ll get extra money back!

Disadvantage: Joining Fee with No Special Welcome Perks

• Even though you need to pay ₹500 to start using the card, there aren’t any special welcome gifts or benefits when you join. So, you’ll pay the fee but won’t get extra rewards right away.

Reward Offers of HDFC Bank Pixel Play Credit Card

1. Movie and Dining Discounts

• Get 20% off up to ₹300 each month on dining bills through Swiggy and Dineout. So, you can save big when eating out!

How Cashback Works

• 5% Cashback: Earn 5% cashback on any two categories you pick like Dining, Travel, Grocery, or Fashion.
• 5% Cashback on Smartbuy: Get 5% cashback on purchases made through HDFC Smartbuy.
• 3% Cashback: Choose one e-commerce site—Amazon, Flipkart, or PayZapp—and get 3% cashback.
• 1% Unlimited Cashback: For everything else you buy with the card, you get 1% cashback.

2. Using Your Rewards

• You can redeem your cashback for vouchers through Payzapp. Just use your Pixel CashPoints to get cool brand vouchers or make purchases!

Cashback Offers of HDFC Bank Pixel Play Credit Card

1. 5% Cashback on Your Favorite Picks:

• You can get 5% cashback up to 500 points each month on any two categories you choose. So, you get to pick the categories you spend the most on and save more!

2. Cool Categories to Choose From:

• Dining & Entertainment: Get cashback on BookMyShow and Zomato.
• Travel: Save on MakeMyTrip and Uber.
• Grocery: Get cashback at Blinkit and Reliance Smart Bazaar.
• Electronics: Save on Croma and Reliance Digital.
• Fashion: Get cashback on Nykaa and Myntra.

3. More Cashback Options:

• You get 3% cashback on one e-commerce site of your choice like PayZapp, Amazon, or Flipkart. Plus, get 5% cashback on HDFC Smartbuy purchases. There’s a limit of 500 points for these categories too.

4. 1% Cashback on Everything Else:

• For other stuff you buy with your card that isn’t in the special categories, you get 1% unlimited cashback.

5. No Cashback for These:

• You don’t get cashback on fuel, wallet payments, rent, government stuff, EMI transactions, cash advances, or paying off old balances.

Reward Redemption for HDFC Bank Pixel Play Credit Card

• How to Get Your Cashback: Your cashback will be given as Pixel CashPoints. You can see and manage these points under the rewards section on the Pixel Homepage in Payzapp.
• Redeeming Your Points: When you collect 1,000 Pixel CashPoints, you can use them in your Payzapp Wallet. You can then spend these points on brand vouchers or make digital purchases through Payzapp.
• How Long You Have: Your Pixel CashPoints are good for two years from the day you earn them. So, you’ve got plenty of time to use them!

Application Process for HDFC Bank Pixel Play Credit Card

• Get the PayZapp App: First, download or update the PayZapp app. You can find it on the Google Play Store for Android phones or the App Store for iPhones.
• Apply for the Card: Open the PayZapp app and look for the ‘Apply Now for Pixel Play’ banner on the homepage. Click on it to start your application for the HDFC Bank Pixel Play Credit Card.

FAQs