Yes Bank Marquee Credit Card

As a super-premium credit card targeting high-net-worth individuals, the Yes Bank Marquee Credit Card being an exclusive partnership with Yes Bank offers a perfect combination of luxury, rewards as well as privileges. Among the bonus features the attractive reward points and access to the wide network of lounges are considered to be the most important benefits of the Marquee Credit Card. It is perfect for those people who travel a lot, prefer online purchases, and enjoy an active way of life.

The Yes Bank Marquee Credit Card is unique not only for the premium benefits but also for its primary value proposition of high-end incentives and luxurious services making it ideal for the target sophisticated clientele and regular business travellers.

Yes Bank Marquee Credit Card Features and Benefits

1. Welcome Benefits:

• 40,000 Reward Points.
• Complimentary ET Prime subscription worth ₹3,199.

2. Lounge Access:

• Domestic: 6 complimentary visits per quarter (24/year) for primary and add-on cardholders.
• International: Unlimited access for primary and add-on cardholders, plus 4 complimentary guest visits per year.

3. Movie & Dining Offers:

• Buy One Get One on movie tickets (up to 3 per month, max ₹800/ticket).
• 15% discount at select restaurants.

4. Golf Benefits:

• 4 green fee waivers per year.
• 1 complimentary golf lesson per month at select courses.

5. Insurance Coverage:

• Credit shield cover of ₹3 lakh.
• Purchase protection for mobile and electronic devices bought online, covering accidental damage for 6 months.

6. Fuel Surcharge Waiver:

• 1% waiver on fuel transactions between ₹400-₹5,000, capped at ₹1,000 per statement cycle.

7. Renewal Benefits:

• 20,000 Reward Points on payment of renewal fees.

8. Purchase Protection Plan:

• 6 months of accidental damage insurance on mobile and electronics purchased online.

How To Earn and Redeem Yes Bank Marquee Credit Card Reward Points?

1. Reward Points Structure:

• Online Spends: Earn 36 Reward Points for every ₹200 spent (4.5% reward rate).
• Offline Spends: Earn 18 Reward Points for every ₹200 spent (2.25% reward rate).
• Select Categories: Earn 10 Reward Points for every ₹200 spent on utilities, insurance, government payments, and education (1.25% reward rate).

2. Redemption Options:

• Redeem points via Yes Rewardz.
• 1 Reward Point equals up to ₹0.25.
• Convert 4 Reward Points into 1 InterMile or 1 Club Vistara Point.

3. Expiry of Reward Points:

• Points expire after 36 months (3 years) from the date of earning.

Yes Bank Marquee Credit Card Fees and Charges

Fee Type	Amount
Joining Fee	₹9,999 + GST
Renewal Fee	₹4,999 + GST (waived if annual spending exceeds ₹10 lakh)
Interest Rate	3.5% per month (42% per annum)
Foreign Currency Markup Fee	1.75% of the transaction amount
Late Payment Fees	➡ ₹0 for dues up to ₹100 ➡ ₹100 for dues between ₹101 and ₹500 ➡ ₹500 for dues between ₹501 and ₹5,000 ➡ ₹750 for dues between ₹5,001 and ₹10,000 ➡ ₹950 for dues over ₹10,000
Cash Withdrawal Charges	2.5% of the transaction amount or ₹500 (whichever is higher)
Overlimit Charges	2.5% of the over-limit amount or ₹500 (whichever is higher)
Reward Redemption Fee	₹100 per redemption request

Yes Bank Marquee Credit Card: Product Details

1. Unlike many credit cards, the Marquee Card allows earning 10 Reward Points per ₹200 on specific categories like utility bills, insurance, and government payments, which are often excluded from rewards programs.
2. Provides unlimited international lounge access for primary and add-on cardholders, plus six complimentary domestic lounge visits per quarter, ensuring premium travel comfort globally.
3. Enjoy a Buy One Get One Free offer on movie tickets, capped at three tickets per month with a maximum ticket value of ₹800, making it ideal for frequent moviegoers.
4. Offers four green fee waivers annually and one complimentary golf lesson per month at select golf courses, catering to avid golfers with exclusive benefits.
5. Includes six-month accidental damage insurance on mobile phones and electronics purchased online, adding an extra layer of security to high-value purchases.
6. Features a lower foreign currency markup fee of 1.75%, which is beneficial for international travellers seeking to minimize extra costs on foreign transactions.

ICICI Bank Rubyx Credit Card Eligibility Criteria

Age:	➡ Primary cardholders must be between 21 and 60 years old. ➡ Add-on cardholders should be at least 18 years old.
Income:	➡ For salaried individuals: Minimum monthly income of ₹3 lakhs. ➡ For self-employed individuals: Minimum annual income of ₹24 lakh as per Income Tax Return.
Credit Score:	A good credit score is required for approval, typically above 700.

ICICI Bank Rubyx Credit Card Documents Required

Identity Proof	Address Proof
Aadhaar Card	Aadhaar Card
Passport	Passport
Voter ID	Utility Bill (Electricity, Water, Gas)
Driving License	Rental Agreement
PAN Card	Bank Statement (with address)

Income Proof:

• For Salaried Individuals:
  • Latest Salary Slips (3 months)
  • Form 16
• For Self-employed Individuals:
  • Income Tax Returns (ITR) for the last 2 years
  • Audited financial statements (if required)

Photograph:

• Recent passport-sized photograph

How to Activate Yes Bank Marquee Credit Card

You can activate your Yes Bank Marquee Credit Card using the following methods:

Via Net Banking:

• Log in to Yes Bank Net Banking with your credentials.
• Navigate to the “Credit Cards” section.
• Select your Marquee Credit Card and click on “Activate”.
• Follow the on-screen instructions to complete the activation.

Via Yes Bank Mobile App:

• Download and install the Yes Bank Mobile App.
• Log in using your customer ID and password.
• Go to the “Credit Cards” section.
• Select the Marquee Credit Card and choose “Activate”.
• Confirm the activation by following the steps provided.

Via Activation Page:

• Visit the Yes Bank Credit Card Activation Page on the official website.
• Enter your registered mobile number, credit card details, and required personal information.
• Follow the instructions to verify your details and activate the card.

Once activated, your Yes Bank Marquee Credit Card is ready for use.

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