To help you pay your SBI credit card account on time, SBI Cards gives you 14 different ways to make payments. Both online and offline payment options are available. You have to have all of your credit card payments current in order to maintain a good-standing account.
If you pay the bills on your credit card beyond the due date, you could see your credit score decrease and interest rates rising up. Continue reading to find out more about the SBI Cards’ available online and offline payment options.
How Can I Pay My SBI Credit Card Bill Online?
You may pay your credit card bills online at any time and from any location using online SBI banking. All you have to do is set up an online banking account, either through the bank’s official website or by going to the branch to activate it.
Enter your date of birth, CVV number, and SBI Card number on the registration page, then click Proceed. You are going to receive an OTP for verification on the mobile number you provided. You will be able to access net banking once you have created your password and been verified. You may now use Online SBI to conveniently pay your credit card payments.
The procedures listed below must be followed in order to settle your debts from credit cards.
- Step 1: Enter your login and password to access your SBI Card.
- Step 2: Select Bill Payments from the Manage Biller section.
- Step 3: In the Manage Biller, add your credit card as a biller after picking SBI Cards and Payment Services Ltd. under all India billers.
- Step 4: Proceed to approve your biller details and input the one-time password that you got on your registered cellphone number.
- Step 5: Select “Without Bills” under the “View/Pay Bills” section after enrolling your credit card as a biller.
- Step 6: Once the SBI card has been chosen as the biller’s SBI account number, enter the payment sum and click “Pay”. A payment confirmation pop-up will now show up on your screen. Once you click “submit,” your money will be processed.
Online NEFT Payment with SBI Credit Card
Using the SBI Credit Card Payment IFSC number and credit card account information, you may use any bank account to pay your SBI credit card bill. Making payments using NEFT is easy and safe.
How to Pay Your SBI Credit Card Bill Using NEFT
To pay your SBI Card bill via NEFT, just follow the instructions below:
- Step 1: Sign in to the bank’s net banking website in order to make a payment.
- Step 2: Pay your credit card bill after adding your SBI Card as a third-party beneficiary.
- Step 3: Replace the account number with your 16-digit SBI Card number.
- Step 4: Enter the SBI Credit Card Number (NEFT) in the Bank Name field.
- Step 5: To make the payment, enter the IFSC code SBIN00CARDS for SBI Card Bill Payment.
- Step 6: Enter Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai as the bank address.
- Step 7: To finish the payment, submit and confirm.
How Can I Use Billdesk to Pay My SBI Credit Card Bill?
You may pay your credit card bill online with Billdesk without having to log in anywhere. All you have to do is enter your information and select “Proceed.” Your credit card bill payment will be processed through a secure payment gateway after you are redirected. With the Bill Desk feature, you may use a debit card to pay off your credit card debt.
The process to pay your SBI credit card bill through SBI Billdesk is outlined below.
- Step 1: Go to the SBI BillDesk and give your cell phone number, email address, SBI credit card information, and payment amount.
- Step 2: Select the method you want to use to pay your bill: debit card, online banking, or UPI.
- Step 3: You must pick your bank payment choices when using debit cards or online banking.
- Step 4: Your account will be charged for the amount when you click “Pay Now.” An email confirming receipt of that information will be sent to you.
Following your payment of the outstanding balance, you can follow the payment to find out if it was accepted or not. This is how to keep track of when you pay your credit card bills.
- Step 1: To track your payment, click the link on the SBI BillDesk webpage.
- Step 2: Insert your card number and the transaction date there.
- Step 3: After you hit submit, you’ll receive your credit card’s tracking information.
How Do I Use Paynet-Pay Online to Pay My SBI Credit Card Bill?
This payment option is available to both SBI and non-SBI clients. You must use your user ID, card information, and cellphone number to connect to your SBI Card Online account in order to utilise this payment option. This is a detailed how-to for utilising Paynet-Pay online to make payments.
- Step 1: Visit SBI Card and enter your password and user ID to log in.
- Step 2: Select “Pay Now” on the Dashboard.
- Step 3: From the menu, choose the bank name, payment method, and outstanding balance.
- Step 4: Verify the information once again, and you’ll be sent to your bank’s payment page to complete the transaction.
Some other ways to Pay SBI credit card bill
- Automatic debit and electronic clearing service
- Mobile banking
- Other bank online transfer
- Electronic bill payment (EBP)
- At SBI ATM
- Over the counter through cash/cheque
- PayCash @ EasyBill Outlets
- Electronic dropbox
- Manual dropbox
- SBI mobile app
Conclusion
Using a mobile app or UPI to pay your credit card bill is the quickest method. SBI Auto Debit eliminates your anxiety about bill payments, so you can enjoy your shopping since it automatically pays your bills on a certain day each month. Moreover, you may use your debit card to pay your credit card account. Maintaining timely payment of your debts is advised as it raises your credit score.